Commercial Underwriter (External)

GEICO; Fredericksburg, Northern (VA, KY); Hybrid; USD 65,000 - 85,000; Full time

Job summary

GEICO is seeking a Commercial Underwriter for an in-office role in Fredericksburg, VA. You will review risks, make underwriting decisions, and support growth and retention across states.

The job involves outbound and inbound calls to gather information and explain decisions, with attention to guidelines that may evolve. The ideal candidate has 1 year of commercial trucking underwriting experience, strong communication, and the ability to multitask while maintaining high service standards in a

Qualifications

• 1 year of commercial trucking underwriting experience.
• Ability to provide high-quality customer service.
• Strong written and verbal communication skills.

Responsibilities

• Determine risk exposure and accept or reject new business.
• Renewals, changes, or terminations with assistance from systems.
• Underwrite and rate policies based on risk evaluation.
• Explain decisions clearly to customers and agents.
• Retain customers after adverse actions affecting premium.

Skills

Commercial trucking underwriting

Customer service

Communication skills

Multitasking abilities

Job description

## Commercial Underwriter (External)Apply: Fredericksburg, VA: Full time: Posted Yesterday: R0066054**Why Join GEICO?**At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities.Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive on relentless innovation to exceed our customers' expectations while making a real impact on local communities nationwide.Founded in 1936, GEICO is a member of the Berkshire Hathaway family of companies and one of the largest auto insurers in the United States. When you join our company, we want you to feel valued, supported, and proud to work here. That's why we offer the GEICO Pledge: Great Company, Great Culture, Great Rewards, and Great Careers.**Summary** **\\*\\* This is an in-office position located in Fredericksburg, VA \\*\\***As a Commercial Underwriter, you’ll play an important role in supporting our Commercial Auto and Trucking business. In this position, you’ll review risks, make underwriting decisions, process key compliance transactions, and help support profitable growth and customer retention across all states.This role involves regular follow-up with new and renewing business, including outbound AND inbound calls to gather information, explain decisions, and help resolve complex underwriting matters. The ideal candidate will have strong written and verbal communication skills, sound judgment, and the ability to explain detailed information clearly and professionally.We’re looking for someone who is organized, efficient, adaptable, and comfortable working in an environment where guidelines and procedures may change.**RESPONSIBILITES:*** Determines the company’s risk exposure and accepts or rejects new business applications.* Continues or terminates policies for renewals, reissues, changes, or after claims with assistance from software applications.* Ensures appropriate underwriting and rating of individual policies based on risk evaluation.* Handles reconsideration decisions based on Lines of Authority guidelines including ability to override a decision made by a lower graded underwriter or sales/service counselor.* Processes new or re-issued policies, renewals and policy changes following a favorable underwriting review.* Processes letters for rejection or termination, following an adverse underwriting decision.* Provides information and/or makes recommendations by telephone about GEICO products, coverages, services, and policies.* Retains customers after adverse action that result in a company move down and premium difference.**Requirements:*** 1 year of commercial trucking underwriting experience* Ability to provide high-quality customer service* Ability to actively listen to customers’ needs/concerns* Ability to multitask (listen and type; speak and navigate the system)* Must meet corporate attendance standards* Must maintain the required licenses issued by state insurance departments* Keen attention to detail