Commercial Underwriter

Ultimate Staffing; California (MO); On-site; USD 80,000 - 100,000; Full time

Job summary

Ultimate Staffing in Downtown Los Angeles, CA is seeking an experienced Underwriter / Portfolio Manager to support commercial lending activities, credit analysis, portfolio management, and client relationship development.

The ideal candidate will have CRE, construction lending, hospitality, or commercial loan portfolio experience, strong financial analysis skills, and the ability to work in a relationship-focused banking environment.

Qualifications

• 7+ years in commercial lending, underwriting, or portfolio management.
• Experience with CRE, construction, hospitality, or commercial loans.
• Strong financial analysis and credit underwriting skills.
• Knowledge of loan documentation, collateral analysis, and risk management.
• Excellent communication and relationship management abilities.
• Proficiency with Excel and financial analysis tools.
• Bilingual Mandarin preferred but not required.

Responsibilities

• Analyze and underwrite commercial loan opportunities.
• Evaluate financial statements, cash flow, collateral, and credit risk.
• Prepare credit presentations and loan approval recommendations.
• Manage and monitor commercial loan portfolios.
• Maintain client relationships and support business development initiatives.
• Ensure documentation, covenant tracking, and regulatory compliance.
• Identify and mitigate portfolio and credit risks.
• Partner with lending teams to support growth and portfolio performance.
• Assist with cross-selling banking products and services.

Skills

Financial analysis

Credit underwriting

Relationship management

Communication

Mandarin

Tools

Excel

Job description

Location: Downtown Los Angeles, CA

Schedule: Monday-Friday, 8:00 AM-5:00 PM (Onsite)

Compensation: $80,000-$100,000+ DOE

Position Summary

Underwriter / Portfolio Manager

A respected financial institution is seeking an experienced Underwriter / Portfolio Manager to support commercial lending activities, credit analysis, portfolio management, and client relationship development. The ideal candidate will have experience with commercial real estate, construction lending, hospitality, or commercial loan portfolios and enjoy working in a relationship-focused banking environment.

Key Responsibilities

• Analyze and underwrite commercial loan opportunities.
• Evaluate financial statements, cash flow, collateral, and credit risk.
• Prepare credit presentations and recommendations for loan approval.
• Manage and monitor commercial loan portfolios.
• Maintain client relationships and support business development initiatives.
• Ensure documentation, covenant tracking, and regulatory compliance.
• Identify and mitigate portfolio and credit risks.
• Partner with lending teams to support growth and portfolio performance.
• Assist with cross-selling banking products and services.

Qualifications

• 7+ years of commercial lending, underwriting, or portfolio management experience.
• Experience with commercial real estate (CRE), construction, hospitality, or commercial business loans.
• Strong financial analysis and credit underwriting skills.
• Knowledge of loan documentation, collateral analysis, and risk management.
• Excellent communication and relationship management abilities.
• Proficiency with Excel and financial analysis tools.
• Bilingual Mandarin preferred but not required.

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, Los Angeles County Fair Chance Ordinance, and San Francisco Fair Chance Ordinance.