Commercial Transportation Underwriter

CRC Group; California; On-site; USD 75,000 - 100,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with company match

Paid time off

Job summary

CRC Group, a leading specialty insurance distributor, is hiring a Commercial Transportation Underwriter in the United States. The role evaluates, selects, and prices risks within authority, using underwriting judgment to align with business goals while complying with regulations.

Key tasks include analyzing risk factors, reviewing documents, negotiating terms, and collaborating with claims, actuarial, and finance teams. A bachelor’s degree and 2+ years’ underwriting experience are required.

Qualifications

• Knowledge of underwriting principles, guidelines, and practices.
• Ability to interpret financial statements and industry data.
• Strong negotiation and relationship-management skills.
• Excellent written and oral communication capabilities.

Responsibilities

• Analyze risk factors and determine pricing and coverage within delegated authority.
• Review applications, financial statements, and reports to assess exposure.
• Apply guidelines and risk appetite frameworks to support decisions.
• Negotiate terms, conditions, and pricing with brokers or clients.
• Collaborate with claims, actuarial, and finance to resolve issues.
• Maintain documentation and ensure regulatory compliance.

Skills

Risk analysis

Financial interpretation

Negotiation

Underwriting

Education

Bachelor's degree in risk management, finance, business administration, or related field

Tools

Underwriting systems

Microsoft Office

Job description

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary: Regular

Work Shift: 1st Shift (United States of America)

Please review the following job description:

CRC Group is a leading, independent pure-play brokerage and underwriting specialty insurance distributor. Our culture puts people first, prioritizing long-term relationships, ethical decision-making, and continuous improvement. As a result of listening to our employees, CRC Group earned a Top Workplaces USA award three years in a row based solely on employee feedback and CRC Group is currently Great Place To Work Certified! If you want to work for a company where employees are valued and growth is encouraged, CRC Group could be the place.

This Commercial Transportation Underwriter is responsible for evaluating, selecting, and pricing insurance risks within established authority limits to achieve profitable growth. Utilizes underwriting judgment and company guidelines to assess risk, develop terms, and negotiate conditions that align with business objectives while maintaining compliance with regulatory and organizational standards.

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Analyze risk factors and determine appropriate pricing and coverage within delegated authority.
• Review applications, financial statements, inspection reports, and other relevant documents to assess exposure.
• Apply underwriting guidelines, line of business strategies, and risk appetite frameworks to support sound decision-making.
• Negotiate terms, conditions, and pricing with brokers or clients to secure profitable business.
• Collaborate with internal teams such as claims, actuarial, and finance to resolve coverage or policy issues.
• Maintain accurate documentation for all underwriting decisions and ensure compliance with company policies.
• Monitor portfolio performance and identify trends to recommend corrective action when necessary.
• Participate in training and development initiatives to maintain up-to-date knowledge of products, regulations, and market trends.

EDUCATION AND EXPERIENCE

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's degree in risk management, finance, business administration, or related field required.
• Minimum of 2+ years of underwriting or relevant insurance experience.
• Demonstrated applied knowledge of underwriting principles, guidelines, and practices.
• Experience in a collaborative, broker-focused service environment.

CERTIFICATIONS / LICENSES / REGISTRATIONS

• Progress toward professional designations such as CPCU or AU is preferred.
• Valid insurance license may be required in some jurisdictions.

FUNCTIONAL SKILLS

• Proficiency in risk analysis and exposure evaluation.
• Ability to interpret financial statements and industry-specific data.
• Strong negotiation and relationship-management skills.
• Effective oral and written communication skills.
• Proficiency with underwriting systems and Microsoft Office applications.
• Detail orientation with ability to manage multiple priorities in a deadline-driven environment.
• Sound judgment and decision-making within defined authority.

The annual base salary for this position is $75,000 - $100,000. Additional incentive pay is available for this position.

General Description of Available Benefits for Eligible Employees of CRC Group:

• Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match.
• CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more.
• Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace.

EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify