Commercial Relationship Manager, III - Aerospace & Defense

Huntington Bancshares, Inc.; Dallas (TX); Remote; USD 105,000 - 189,000; Full time

Job summary

An established industry player is seeking a Commercial Relationship Manager to build and manage a portfolio of commercial business relationships. This pivotal role involves originating and structuring loans while ensuring compliance with credit and regulatory requirements. The ideal candidate will have a strong background in commercial lending, particularly in the Aerospace and Defense sectors, and possess exceptional analytical and interpersonal skills. Join a dynamic team that values collaboration and offers a competitive compensation package, including various benefits to support your well-being and career growth. If you are passionate about finance and ready to make an impact, this opportunity is for you.

Benefits

Health Insurance

Wellness Program

Life Insurance

Disability Insurance

Retirement Savings Plan

Paid Leave Programs

Paid Holidays

Paid Time Off (PTO)

Qualifications

• 3-7 years of commercial lending experience, preferably in Aerospace/Defense.
• Strong analytical and credit skills are crucial for success.

Responsibilities

• Originate, analyze, structure, and close profitable loan transactions.
• Maintain credit worthiness and manage existing accounts effectively.

Skills

Commercial Lending

Analytical Skills

Interpersonal Skills

Sales Skills

Credit Analysis

Problem Recognition

Education

Bachelor's degree in Finance/Accounting/Economics

MBA in Finance or Accounting

Tools

Microsoft Word

Microsoft Excel

Job description

Description

Summary:
The Commercial Relationship Manager, III -Aerospace and Defense is responsible for building and servicing a sound and profitable portfolio of commercial business relationships and loans, and satisfying and exceeding customer needs and expectations, as well as credit and regulatory requirements, for originating and structuring Commercial loans. Originate, monitor and renew loan relationships consistent with the bank’s policies and procedures. Serves as the point person in determining the customer's needs and meeting them through the seamless delivery of the bank's products, services and associated resources. Will be assigned a minimum sales goal of $60MM and a minimum portfolio of $40MM in commitments. Will work on moderately complex deals structures. Please note: Preferred location is Columbus but also open to remote and/or hybrid.

Duties & Responsibilities:

• Originate, analyze, structure and close profitable loan transactions. Participate with more senior Relationship Managers on larger loans, and stay informed regarding the status of loans in the department.
• Maintain and confirm credit worthiness of customers. Gather, review and track appropriate documentation from applicants. Make decisions on loans and terms if within own lending limits, or make recommendations to more senior Relationship Managers.
• Participate in the underwriting of loan requests for new and existing customers. Due diligence would include verifying financial information provided, analyzing financial statements, conducting credit checks and assuring loan meets all policy and regulatory requirements.
• Serve existing accounts, review quarterly, semi-annual and annual findings for compliance and credit determination. Recognize issues; early problem recognition, remedial management and appropriate coordination with workout is an important part of on-going portfolio management.
• Engage and provide direction to stakeholders including attorneys, accountants, consultants, appraisers, title companies, and necessary government agencies to ensure successful transactions.
• Provide guidance and direction to bank’s internal support personnel to ensure proper and accurate completion of loan transactions and day to day operational requirements.
• Promote and cross-sell other bank products and services as appropriate to customer requirements. Cross-sell banking services including business checking and treasury management products, and refer business or property owners to the branches for consumer deposit and loan products.
• Keep management fully informed on all key factors of the bank, the portfolio, client relationships, and the competitive environment.
• Performs all other duties as assigned.

Basic Qualifications:

• Four-year college degree in Finance/Accounting/Economics or equivalent work experience.
• 3 - 7 years of commercial lending experience.
• Lending to Aerospace and/or Defense companies is required.

Preferred Qualifications:

• Prior experience in negotiating, structuring, and closing commercial loan transactions.
• Strong analytical and credit skills.
• A high level of interpersonal and sales skills are necessary to compete effectively, present proposals to client, and recommend loan transactions to bank senior management.
• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
• MBA in Finance or Accounting.
• 7 - 10 years of middle market lending experience.
• Knowledge of underwriting guidelines.
• Credit Underwriting Experience.
• Legal documentation experience.
• Knowledge of SBA and other similar government guarantee programs.
• Strong analytical, interpersonal and organizational skills.
• Highly developed oral and written communications skills.

Workplace Type: Remote

Compensation Range: $105,000 - $189,000 Annual Salary
The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.