Commercial Relationship Manager II

Busey-Bank-2; Naperville (IL); On-site; USD 155,000 - 220,000; Full time

Job summary

Busey Bank in Naperville, IL seeks a Relationship Manager II to grow borrowing relationships and cross-sell bank services. You will develop new business through calls, referrals, and community involvement while maintaining loan quality.

You’ll analyze financial data, structure credit transactions, present loans for approval, and manage your loan portfolio. Strong communication, sales, and credit analysis experience are required, with a bachelor’s degree in accounting or finance and 5+ years in

Qualifications

• Strong oral and written communication is required.
• 5+ years of banking, finance or sales experience.
• At least 6 months of credit analysis experience.
• Proficiency with Microsoft Office and relevant software.

Responsibilities

• Developing new business through calls, referrals, and community involvement.
• Analyze customers’ financial data, structure and negotiate credit transactions.
• Manage and service existing customer relationships to maximize profitability.
• Present loans for approval at committees and manage loan portfolios.

Skills

Strong communication

Sales skills

Customer service

Financial analysis

Education

Bachelor's degree in Accounting or Finance

Tools

Microsoft Office

Job description

Position SummaryThe Relationship Manager II is responsible for managing and maintaining borrowing relationships. This position is responsible for the development of new and existing business through calling programs and cross-selling of Bank services. Maintaining loan quality and generating fee income are also key areas of responsibility. The Relationship Manager approves loans within his/her authority and is responsible for presenting loans for approval at various committees. In addition, the Relationship Manager is responsible for managing his/her current loan portfolio.Duties & ResponsibilitiesDeveloping new business and prospects and generate business loans through referrals, business calls, and community involvement.Analyzing customers’ financial data, structure and negotiate credit transactions, and perform ongoing credit management.Servicing existing customer relationships to maximize profitability.Pursuing repayment of loans and contact customers whose loans are past due or have overdrawn accounts.Responsible for early detection of problem loans and generation of reports for management of weak and criticized loans.Assist other lines of business with business development.Where applicable, the Commercial Market President may determine a need for a Relationship Manager II to support leadership in the management of Commercial PMs and/or RMs as well. Those duties would include:Serving as a resource to associatesAct as a trainer/coachEducation & ExperienceKnowledge of:Strong oral and written communication skillsStrong sales and customer service skillsAbility to:Generate revenue at 10/5/5 – Level IGenerate revenue at 20/10/10 – Level IIAnalyze and interpret numerical dataAnalyze and solve problems of a complex nature and make decisions based on a wide knowledge of many factors where application of advanced technical concepts is required for which there are not precedentsMake independent and difficult decisions within parameters of the Bank’s loan policiesOriginate new procedures and approaches to problemsPerform duties under frequent time pressuresEducation and Training:Requires Bachelor’s degree with an emphasis in Accounting or Finance.Requires 5 or more years of banking, finance, or sales related experience.Six months or more credit analysis experience required.Requires knowledge of Microsoft OfficeCompensation and BenefitsSalary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.(Base Pay Range: $155,000 - $220,000 annually)Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.Equal OpportunityBusey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering extraordinary excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.Unsolicited ResumesBusey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies (\"Agency\"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings (\"Agreement\"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.