Commercial Relationship Manager II

Busey Bank; Naperville (IL); Hybrid; USD 155,000 - 220,000; Full time

Job summary

Busey Bank in Naperville, IL seeks a Relationship Manager II to manage borrowing relationships, develop new business, and cross-sell bank services. The role includes loan approval responsibility and ongoing portfolio management.

Strong communication, sales, and credit analysis experience are essential for success in this position. Requires a Bachelor’s degree in Accounting or Finance and 5+ years in banking or related fields, with at least 6 months of credit analysis experience.

Qualifications

• Bachelor’s degree in Accounting or Finance
• 5+ years banking, finance, or sales-related experience
• Six months or more credit analysis experience
• Knowledge of Microsoft Office

Responsibilities

• Develop and maintain borrowing relationships; cross-sell bank services.
• Analyze customers’ financial data and structure/ negotiate credit transactions.
• Manage loan portfolio and monitor loan quality; pursue repayment on past-due loans.
• Present loans for approval at committees; support leadership in PMs/RMs as needed.

Skills

Communication skills

Sales skills

Customer service

Analytical ability

Credit evaluation

Education

Bachelor’s degree in Accounting or Finance

Tools

Microsoft Office

Job description

Position Summary

The Relationship Manager II is responsible for managing and maintaining borrowing relationships. This position is responsible for the development of new and existing business through calling programs and cross‑selling of Bank services. Maintaining loan quality and generating fee income are also key areas of responsibility. The Relationship Manager approves loans within his/her authority and is responsible for presenting loans for approval at various committees. In addition, the Relationship Manager is responsible for managing his/her current loan portfolio.

Duties & Responsibilities

Developing new business and prospects and generate business loans through referrals, business calls, and community involvement. Analyzing customers’ financial data, structure and negotiate credit transactions, and perform ongoing credit management. Servicing existing customer relationships to maximize profitability. Pursuing repayment of loans and contact customers whose loans are past due or have overdrawn accounts. Responsible for early detection of problem loans and generation of reports for management of weak and criticized loans. Assist other lines of business with business development. Where applicable, the Commercial Market President may determine a need for a Relationship Manager II to support leadership in the management of Commercial PMs and/or RMs as well.

• Those duties would include:
• Serving as a resource to associates
• Act as a trainer/coach

• Knowledge of:
• Strong oral and written communication skills
• Strong sales and customer service skills

• Ability to:
• Generate revenue at 10/5/5 – Level I
• Generate revenue at 20/10/10 – Level II
• Analyze and interpret numerical data
• Analyze and solve problems of a complex nature and make decisions based on a wide knowledge of many factors where application of advanced technical concepts is required for which there are not precedents
• Make independent and difficult decisions within parameters of the Bank’s loan policies
• Originate new procedures and approaches to problems
• Perform duties under frequent time pressures

Education and Training: Requires Bachelor’s degree with an emphasis in Accounting or Finance. Requires 5 or more years of banking, finance, or sales related experience. Six months or more credit analysis experience required. Requires knowledge of Microsoft Office.

Compensation and Benefits

Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $155,000 - $220,000 annually)

Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being—now and in the years to come—are important to us. Busey’s Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company‑paid life insurance and long‑term disability, supplemental voluntary life insurance, short‑term and long‑term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre‑tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information.

Equal Opportunity

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering extraordinary excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey’s commitment of delivering extraordinary excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey’s Equal Opportunity Employment.

Unsolicited Resumes

Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

Locations and Work Arrangements

Busey offers diverse employment opportunities - both remote and onsite in Arizona, Colorado, Florida, Illinois, Indiana, Kansas, Missouri, New Mexico, Oklahoma and Texas. We strive to place talent applicants in positions that fit both their skillset and career goals. As part of Team Busey, we promise to provide challenges that both drive your career progression and allow opportunities for growth!

Every day, our associates live Busey’s core values, doing better business, building stronger relationships and creating thriving communities—while delivering meaningful value to shareholders.