Commercial Relationship Manager

Regions Bank; Tennessee; On-site; USD 87,526 - 106,977; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Parental Leave

Employee Assistance Program

Job summary

Regions in Johnson City, Tennessee seeks a Commercial Relationship Manager II to deliver tailored client solutions across a broad product range within a designated geographic area. Targets clients with revenues up to $20MM and builds durable relationships through advisory-driven service and strategic cross-sell opportunities.

The role emphasizes credit discipline, pricing acumen, and collaboration with partners to execute complex transactions while advancing client outcomes in a compliant

Qualifications

• Bachelor’s degree and four (4) years of Commercial Banking experience or six (6) years in related client-facing financial services.
• High school diploma or GED and eight (8) years in Commercial Banking or ten (10) years in related client-facing financial services.

Responsibilities

• Identifies and develops relationship strategy for retention, expansion, and acquisition targets.
• Delivers knowledgeable advice and solutions to clients within Commercial Bank.
• Manages client needs and coordinates with business partners for delivery.
• Plans and executes client/prospect calls focused on advice-driven delivery.
• Manages transaction processes from engagement to close, including pricing and approvals.

Skills

Customer service

Analytical skills

Relationship building

Credit policies

Microsoft Office

Negotiation

Communication (verbal & written)

Education

Bachelor’s degree + 4 years banking experience

High school diploma/GED + 8 years banking experience

Tools

Microsoft Office

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Commercial Relationship Manager II focuses on the delivery of tailored client solutions across a broad range of products and services within a dedicated geographic area and primarily targets clients generally with revenues up to $20MM.

Primary Responsibilities

• Identifies, prioritizes and develops relationship strategy for high-value retention / expansion clients and acquisition targets
• Delivers knowledgeable advice and solutions, institutionalizes client relationships, and optimizes revenue opportunities to the Commercial Bank
• Isolates current and emerging client needs and proactively introduces solutions
• Identifies and works with relevant business partners in a team-based delivery model
• Plans and executes quality client/prospect calls, centered around advice-driven delivery
• Manages transaction processes from initial engagement through final close, including structure, pricing, internal approval / compliance processes and documentation
• Exercises credit acumen and pricing discipline
• Develops consistent practices learned through the Relationship Management Process and relevant credit training

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree and four (4) years experience in Commercial Banking or six (6) years experience in closely related client-facing financial services; or
• High school diploma or GED and eight (8) years experience in Commercial Banking or ten (10) years experience in closely related client-facing financial services

Preferences

• Commercial Banking experience
• Relationship Management experience
• Credit/Analyst experience

Skills and Competencies

• Customer service focus with experience handling complex transactions across multiple systems
• Excellent analytical and problem-solving skills
• Excellent relationship-building skills
• Extensive knowledge and understanding of bank lending programs, credit policies, and specialty products
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• Strong business acumen to provide financial services consultation to commercial clients
• Strong negotiation abilities
• Strong verbal and written communication skills

This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$97,252.16 USD

Median:

$118,359.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

North Johnson City

Location:

Johnson City, Tennessee

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.