Commercial Rating Technician

GOEBEL FIXTURE COMPANY; Oklahoma; On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Work/Life Balance

Collaborative Environment

Job summary

National American Insurance Company (NAICO) is Oklahoma-based and seeks a Commercial Insurance Rater to analyze submissions, apply rating methodologies, and deliver accurate premium calculations. You will work closely with underwriters to clarify details and ensure alignment with coverage requests.

The role emphasizes attention to detail, collaboration, and adaptability in a fast-paced underwriting environment.

Qualifications

• Insurance experience is a plus.
• Exceptional accuracy and attention to detail in calculating premiums and reviewing submissions.
• Strong communication and interpersonal skills to work effectively with underwriters and team members.

Responsibilities

• Review and analyze incoming commercial insurance submissions.
• Calculate accurate premiums based on coverage types, limits, and underwriting guidelines.
• Collaborate with underwriters to clarify submission details and ensure alignment with coverage requests.
• Input and maintain accurate rating data in systems, such as NetRate or Guidewire PolicyCenter.
• Provide rated premiums and relevant documentation to underwriters promptly and efficiently.
• Maintain compliance with company standards and regulatory requirements throughout the rating process.
• Communicate effectively with underwriters and team members to support smooth workflow operations.

Skills

Insurance experience

Attention to detail

Collaboration

Adaptability

Job description

National American Insurance Company (NAICO) is an Oklahoma-based regional insurance carrier since 1987. Licensed nationwide, we partner with agents, offering diverse commercial property and casualty coverage. NAICO boasts an "A" Excellent financial strength rating from A.M. Best.

Role Description:

The Commercial Insurance Rater will play a critical role in our underwriting process by analyzing submissions, applying rating methodologies, and delivering accurate premium calculations to the underwriter. The ideal candidate will have a solid background in commercial insurance rating and a strong understanding of policy coverage details.

Key Responsibilities:

• Review and analyze incoming commercial insurance submissions.
• Calculate accurate premiums based on coverage types, limits, and underwriting guidelines.
• Collaborate with underwriters to clarify submission details and ensure alignment with coverage requests.
• Input and maintain accurate rating data in systems, such as NetRate or Guidewire PolicyCenter .
• Provide rated premiums and relevant documentation to underwriters promptly and efficiently.
• Maintain compliance with company standards and regulatory requirements throughout the rating process.
• Communicate effectively with underwriters and team members to support smooth workflow operations.

Qualifications:

• Experience:Insurance experience is a plus.
• Attention to Detail:Exceptional accuracy and attention to detail in calculating premiums and reviewing submissions.
• Collaboration:Strong communication and interpersonal skills to work effectively with underwriters and team members.
• Adaptability:Ability to manage multiple submissions and deadlines in a fast-paced environment.

Why NAICO?

• Work/Life Balance
• Collaborative Environment

NAICO thrives on collaboration, innovation, and respect. Join a dynamic environment where your growth and contributions are valued daily.

Summary

About National American Insurance Company
Established in 1987, National American Insurance Company (NAICO) has built a solid reputation as a regional insurance carrier. Headquartered in Oklahoma, NAICO serves the Southwest, Midwest and Mountain States. We pride ourselves on maintaining underwriting discipline with an emphasis on growing our company surplus through underwriting returns. NAICO's mission is to "Set the standard that others strive for..." in all aspects of our business.