Commercial Property Underwriter - DIC/Earthquake

ANV Insurance; San Diego (CA); Presencial; USD 90.000 - 150.000; Jornada completa

Descripción de la vacante

ANV Insurance is seeking a Senior Underwriter for DIC/Earthquake to manage a profitable portfolio and drive underwriting strategy in the Western U.S. You will work with brokers, analyze complex property data, and set terms and pricing within delegated authority.

Ideal candidates bring 2+ years of commercial property underwriting with DIC/Earthquake expertise, familiarity with RMS/Verisk, and strong analytical, negotiation, and stakeholder collaboration skills.

Formación

• 2+ years of commercial property underwriting experience, with DIC/Earthquake focus.
• Strong knowledge of western U.S. earthquake exposures and catastrophe risk management.
• Experience underwriting layered property programs and complex schedules.
• Familiarity with catastrophe modeling platforms (RMS/Verisk or equivalent).
• Experience with non-admitted/E&S markets and delegated underwriting authority preferred.

Responsabilidades

• Underwrite new and renewal DIC/Earthquake accounts within delegated authority.
• Analyze property schedules, COPE data, catastrophe model outputs and engineering info to assess risk quality.
• Determine pricing, terms, deductibles, and capacity based on risk and portfolio strategy.
• Utilize catastrophe modeling tools to evaluate accumulations and manage exposure.
• Maintain compliance with underwriting guidelines, carrier agreements, and regulatory requirements.
• Develop and maintain broker relationships through meetings, conferences, and ongoing discussions.
• Collaborate with distribution, actuarial, claims, catastrophe analytics, and operations teams.

Conocimientos

Underwriting

Broker relationships

Analytical skills

Negotiation

Decision making

Travel readiness

Educación

Bachelor's degree (Business/Risk Management/Finance/Insurance/Engineering)

Herramientas

RMS

Verisk

Excel

Power BI

Descripción del empleo

About ANV

ANV is a global specialty insurance platform operating across the United States, United Kingdom, and Europe. Backed by AmTrust Financial Services and Blackstone Credit & Insurance, we bring together a portfolio of established MGAs and specialist underwriting businesses delivering innovative insurance solutions across multiple markets.

As a rapidly growing platform, ANV combines the strength of established insurance businesses with the opportunity and energy of a scaling organization. We are committed to underwriting excellence, entrepreneurial thinking, and empowering our people to make a meaningful impact as we continue to build the next generation of specialty insurance businesses.

Role Overview

The Senior Underwriter, DIC/Earthquake is responsible for underwriting and managing a profitable portfolio of Difference in Conditions (DIC), Earthquake, and related catastrophe-exposed property risks. This role plays a key part in executing underwriting strategy, driving profitable growth, maintaining strong broker relationships, and ensuring adherence to underwriting guidelines and authority levels.

The successful candidate will underwrite complex commercial earthquake risks, evaluate catastrophe exposures, develop broker partnerships, and contribute to portfolio management across assigned territories.

Key Responsibilities

• Underwrite new and renewal DIC/Earthquake accounts within delegated authority while maintaining profitability objectives.
• Analyze complex property schedules, geotechnical reports, COPE data, catastrophe model output, and engineering information to assess risk quality.
• Determine appropriate pricing, terms, conditions, deductibles, and capacity deployment based on risk characteristics and portfolio strategy.
• Utilize catastrophe modeling tools and exposure management systems to evaluate accumulations and manage portfolio aggregation.
• Maintain compliance with underwriting guidelines, carrier agreements, regulatory requirements, and internal governance standards.
• Develop and maintain strong relationships with wholesale brokers through office visits, virtual meetings, industry conferences, and ongoing account discussions.
• Collaborate with distribution, actuarial, claims, catastrophe analytics, and operations teams to support business objectives.

Key Qualifications

• Bachelor's degree in Business, Risk Management, Finance, Insurance, Engineering, or related field preferred.
• 2+ years of commercial property underwriting experience, with significant DIC and Earthquake underwriting expertise.
• Strong understanding of western U.S. earthquake exposures and catastrophe risk management.
• Demonstrated experience underwriting layered property programs, shared and layered placements, and complex schedules.
• Working knowledge of catastrophe modeling platforms such as RMS, Verisk, or equivalent tools.
• Experience with non-admitted/E&S markets and delegated underwriting authority preferred.
• Strong analytical, negotiation, and decision-making skills.
• Proven broker relationship management and business development capabilities.
• Proficiency in Microsoft Office Suite, including Excel and Power BI experience preferred.
• Excellent written and verbal communication skills.
• Ability to travel up to 20-30% for broker meetings, conferences, and industry events.

Preferred Experience

• California earthquake underwriting experience strongly preferred.
• Experience underwriting habitational, commercial real estate, and middle-market property portfolios.
• Familiarity with seismic retrofit considerations, geotechnical hazards, and earthquake engineering concepts.
• CPCU, ARM, AU, or other industry designations preferred.

The expected salary range for this role is $90,000-$150,000/year. (Underwriter or Senior Underwriter).

Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations