Commercial Portfolio Manager- Rumford

Franklin Savings; Rumford (ME); On-site; USD 65,000 - 80,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401(k) plan

Pension plan

Job summary

Franklin Savings Bank seeks a Portfolio Manager to join our Commercial Lending team in a role that analyzes new lending opportunities, actively monitors the loan portfolio, and supports in the closing of commercial loans. You’ll work under guidance from senior leadership to strengthen client relationships and drive growth.

This position offers a collaborative, fast-paced banking environment with opportunities to contribute across credit administration, underwriting, and relationship management,

Qualifications

• 2–5 years of commercial underwriting and/or portfolio management experience and/or related training.
• Strong financial analysis and credit evaluation skills.
• Ability to identify trends, assess risk, and make sound recommendations.
• Excellent attention to detail and organizational skills.
• Strong communication and interpersonal abilities.
• Commitment to delivering outstanding customer service.

Responsibilities

• Prepare comprehensive loan write-ups and financial analyses for commercial loans.
• Assess borrower financial performance, identify trends, evaluate repayment capacity, and analyze collateral and risk.
• Assist in gathering and packaging loan information for approval processes.
• Provide guidance to Commercial Lenders on appropriate loan structures based on credit risk considerations.
• Actively monitor assigned loan portfolio.
• Address complex loan servicing issues and support resolution efforts.
• Support the development and retention of client relationships through responsive and proactive service.

Skills

Financial analysis

Credit evaluation

Trend identification

Attention to detail

Communication

Customer service

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

30+ days ago Requisition ID: 1230

Franklin Savings Bank is seeking a detail-oriented and relationship-driven Portfolio Manager to join our Commercial Lending team. This role works under the guidance of the Vice President, Director of Commercial Credit Administration, and plays a key role in supporting Senior Leadership and Commercial Lenders in maintaining and growing strong client relationships.

The Portfolio Manager will analyze new lending opportunities, actively monitor the existing loan portfolio, participate in client interactions, and assist in the closing of commercial loans. This is an excellent opportunity for a motivated professional who thrives in a collaborative and fast-paced banking environment.

Key Responsibilities:

• Prepare comprehensive loan write-ups and financial analyses for commercial loans.
• Assess borrower financial performance, identify trends, evaluate repayment capacity, and analyze collateral and risk.
• Assist in gathering and packaging loan information for approval processes.
• Provide guidance to Commercial Lenders on appropriate loan structures based on credit risk considerations.
• Actively monitor assigned loan portfolio.
• Address complex loan servicing issues and support resolution efforts.
• Support the development and retention of client relationships through responsive and proactive service.

What We're Looking For:

• 2–5 years of commercial underwriting and/or portfolio management experience and/or related training
• Strong financial analysis and credit evaluation skills
• Ability to identify trends, assess risk, and make sound recommendations
• Excellent attention to detail and organizational skills
• Strong communication and interpersonal abilities
• Commitment to delivering outstanding customer service

Location:

• This position is based in Rumford, ME
  • This position can be in person or hybrid, working at least one day a week in our Rumford office
• All candidates must live in, or be willing to locate to, the state of Maine

We offer a robust benefits package, including:

• Health, dental, vision, life, and disability insurance
• Paid vacation and holidays
• 401(k) with employer contributions
• Pension plan

Compensation:

The anticipated salary range for this role is $65,000-$80,000. Individual compensation decisions are based on several factors, including experience, job-related skills, education, certifications, geographic location, and internal equity. This position is also eligible for applicable annual incentive compensation and company-sponsored benefits.

Growth & Recognition:

We are committed to rewarding performance and supporting employee growth. Compensation is reviewed annually, and employees may be eligible for merit-based salary increases based on performance and organizational results.

Why Join Our Team?

At Franklin Savings Bank, we value our employees as our greatest asset and are committed to their growth and well-being. We are proud of our culture, where we are dedicated to providing our employees with an environment of caring, comradery, and fun!

In addition, we prioritize our commitment to our communities in which we live and work. We sponsor roughly 140 events each year and in 2025 we donated more than $705,000 to local non-profits and community organizations!

Franklin Savings Bank is an Equal Opportunity Employer. All persons shall have the opportunity to obtain employment without discrimination.