Commercial Portfolio Manager — Risk & Credit Leader

ACNB Bank; West Lawn (PA); On-site; USD 90,000 - 120,000; Full time

Job summary

ACNB Bank, based in Gettysburg, PA, seeks a Commercial Portfolio Manager to oversee a portfolio of commercial lending relationships on-site in West Lawn, PA. You will monitor credit quality, analyze financials, and coordinate with relationship managers to tailor credit solutions to client needs.

The role emphasizes accurate covenant monitoring, credit memos, and maintaining regulatory compliance while delivering high-quality client service in a collaborative environment.

Qualifications

• Bachelor’s degree in finance, accounting, or business; credit experience preferred.
• Strong analytical skills for reviewing financial statements, cash flow, and collateral.
• Experience with underwriting and portfolio management in a commercial banking setting.

Responsibilities

• Manage a portfolio of commercial lending relationships with ongoing credit monitoring.
• Prepare credit memos and annual reviews; assess covenant compliance.
• Collaborate with relationship managers to structure credit solutions and support client needs.

Skills

Commercial credit analysis

Risk assessment

Portfolio management

Loan documentation

Underwriting

Regulatory compliance

Communication

Detail orientation

Financial statement analysis

Cash flow analysis

Education

Bachelor’s degree in finance or related field

Tools

Banking software

Spreadsheets

Data analysis tools

Job description

ACNB Bank, based in Gettysburg, PA, seeks a Commercial Portfolio Manager to oversee a portfolio of commercial lending relationships on-site in West Lawn, PA. You will monitor credit quality, analyze financials, and coordinate with relationship managers to tailor credit solutions to client needs.

The role emphasizes accurate covenant monitoring, credit memos, and maintaining regulatory compliance while delivering high-quality client service in a collaborative environment.