Commercial Portfolio Manager II - CIP

0101 The Huntington National Bank; Detroit (MI); On-site; USD 90,000 - 130,000; Full time

Job summary

Huntington National Bank in Detroit seeks a Commercial Portfolio Manager II – CIP to provide expert guidance in complex debt and capital solutions for a commercial portfolio. You will partner with relationship managers to oversee credit quality, risk rating, and portfolio administration while driving growth and mitigating risk.

Lead portfolio reviews, mentor credit analysts, and present credit actions to senior leadership. A strong background in credit products and debt structuring is essential.

Qualifications

• Bachelor’s Degree and 3+ years in Commercial Banking requested.
• Formal credit training.
• Proven knowledge of credit products, risk assessment, and debt structuring.

Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Maintain and improve credit quality and monitoring of portfolio risks.
• Underwrite, portfolio administration, and ongoing credit quality of assigned portfolio.
• Present proposed credit actions to Senior Loan Committee as needed.
• Conduct portfolio reviews with senior management and mentor junior staff.

Skills

Credit training

Credit products

Risk assessment

Debt structuring

Education

Bachelor's Degree

Job description

Job Summary

The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions.

Duties & Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Will have highly visible role in managing the customer relationship along with the relationship manager assigned to the account.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
• Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Will work directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management.
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
• Participation in special projects is expected.
• Mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.
• Will have the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor’s Degree Minimum of 3+ years of relevant experience in Commercial Banking.

Preferred Qualifications

• Formal credit training.
• Proven and in-depth knowledge of credit products, risk assessment and debt structuring.

Key Information

• Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes
• Workplace Type: Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Equal Opportunity Statement

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice

Tobacco-Free Hiring Practice. Visit Huntington's Career Web Site for more details.

Company Culture

Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way we save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.

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