Commercial Portfolio Manager II

Huntington National Bank; Georgia; Hybrid; USD 95,000 - 140,000; Full time

Job summary

Huntington National Bank in Georgia is seeking a Commercial Portfolio Manager II – CIP to oversee a portfolio of commercial customers and collaborate with relationship managers to optimize revenue while maintaining strong credit quality.

The role requires solid experience in commercial banking, deep knowledge of credit products, risk assessment, and debt structuring, and will involve leadership of other analysts and coordination with senior leaders.

Qualifications

• Bachelor’s Degree required.
• 3+ years of relevant experience in commercial banking.
• Formal credit training preferred.
• In-depth knowledge of credit products, risk assessment and debt structuring.

Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Role involves high-visibility management of customer relationships with the assigned relationship manager.
• Service, deepen, and retain profitable customer relationships by evaluating and mitigating risks and opportunities.
• Optimize customer relationships with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for credit quality and monitoring of portfolio risks; rate new credits and update risk grades.

Skills

Credit products knowledge

Risk assessment

Debt structuring

Education

Bachelor’s Degree

Job description

Description

Summary:

The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions.

Duties & Responsibilities:

• Manages a portfolio of commercial customers in partnership with the relationship manager.


• Will have highly visible role in managing the customer relationship along with the relationship manager assigned to the account.


• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.


• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.


• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.


• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.


• Will work directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.


• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.


• Conduct portfolio reviews with senior management


• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.


• Mentor Credit Analysts to develop required competencies and experience.


• Prioritize work to meet customer expectations.


• Analysis of existing portfolio to identify trends and opportunities.


• Maintain up-to-date knowledge of market/industry trends


• Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.


• Will have the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis.


• Performs other duties as assigned.

Basic Qualifications:

• Bachelor’s Degree


• Minimum of 3+ years of relevant experience in Commercial Banking.

Preferred Qualifications:

• Formal credit training.


• Proven and in-depth knowledge of credit products, risk assessment and debt structuring.

Exempt Status: (Yes= not eligible for overtime pay) ( No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington’s Career Web Site for more details.