Commercial Portfolio Manager

BankTalent HQ; Bloomington (IL); On-site; USD 60,000 - 95,000; Full time

Job summary

An established industry player seeks a Commercial Portfolio Manager to enhance client relationships and ensure compliance with credit policies. This dynamic role involves managing a diverse portfolio, conducting financial analyses, and collaborating with various teams to support the bank's objectives. The ideal candidate will possess strong communication skills and a solid understanding of credit fundamentals. Join a team that values diversity and is committed to delivering exceptional service, while also staying abreast of industry trends. This is an excellent opportunity for those passionate about finance and customer service.

Qualifications

• Strong understanding of credit fundamentals and compliance.
• Requires knowledge of customer service and sales skills.

Responsibilities

• Manage client relationships and ensure adherence to credit policy.
• Prepare call plans and relationship reviews for clients and prospects.

Skills

Credit Fundamentals

Loan Structuring

Customer Service Skills

Communication Skills

Microsoft Office

Education

4-Year College Degree in Accounting or Finance

Job description

Position Summary
The Commercial Portfolio Manager provides a positive customer experience through managing the client relationship utilizing the full suite of Busey products and services. Maintain a compliant and clean book of business in partnership with the credit and loan coordination teams. The Portfolio Manager supports the bank's relationship management efforts through preliminary financial analyses needed to make credit decisions, contributes and provides input to the loan decision process based on evaluation of key factors. The Portfolio Manager will report to the Market President or a Relationship Manager II.

Duties & Responsibilities

• The Portfolio Manager will be familiar with the relationships/borrowers in their loan portfolio, proactively managing the assigned portfolio to ensure adherence to credit policy, including completing various required actions, such as; Perform preliminary financial analysis, address industry risks, collateral requirements, loan structuring and pricing,
• Interact with customers independently to address routine and non-routine client servicing matters in addition to risk-related items
• Prepares call plans and relationship reviews for individual and joint calls to prospects, clients, COIs
• Identify and make referrals to other business lines and departments
• Collaborates and communicates with internal/external clients regarding both sensitive and routine matters
• External networking and community involvement

Education & Experience

Knowledge of:

• Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance
• Needs based sales and customer service skills
• Strong oral and written communication skills
• Requires knowledge of Microsoft Office

Ability to:

• Gather pertinent information and make recommendations for considering new opportunities
• Stay abreast of industry, market trends and information
• Analyze and interpret numerical data
• Perform duties with frequent interruptions and time pressures in highly interruptive conditions

Education and Training:

• Requires a 4-year college degree with an emphasis in Accounting or Finance.
• Requires 2 or more years of banking, finance or sales related experience.

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment.