Commercial Portfolio Analyst: Credit, Construction, SBA

Gilder Search Group; Coachella (CA); On-site; USD 85,000 - 120,000; Full time

Job summary

Gilder Search Group seeks a Commercial Portfolio Analyst to join our Commercial Lending team. You will manage credit and portfolio administration for a commercial loan book, lead construction loan draws, SBA loan servicing, and USDA B&I support, acting as the go-to contact for clients and internal partners alike.

The role requires a Bachelor's degree in Finance or related field and 3+ years in commercial credit analysis or portfolio administration, with strong Excel skills, attention to detail,

Qualifications

• Bachelor's degree in Finance, Accounting, Business, or equivalent experience.
• 3+ years in commercial credit analysis, loan servicing, or portfolio administration; construction, SBA, or USDA experience a plus.
• Working knowledge of NCUA, Reg B, and BSA/AML requirements.
• Strong Excel skills and financial statement analysis ability.

Responsibilities

• Spread and analyze financial statements and tax returns to assess ongoing creditworthiness.
• Monitor covenants, collateral conditions, and reporting requirements; prepare annual reviews, risk ratings, and renewals.
• Maintain compliant loan files and produce portfolio reports and risk metrics for management.
• Process draw requests for construction loans; verify invoices, lien waivers, inspections, and title updates.
• Coordinate with inspectors, title companies, and fund control partners; track budgets and reserves.

Skills

Financial analysis

Credit analysis

Excel proficiency

Portfolio management

Education

Bachelor's degree in Finance/Accounting/Business

Job description

Gilder Search Group seeks a Commercial Portfolio Analyst to join our Commercial Lending team. You will manage credit and portfolio administration for a commercial loan book, lead construction loan draws, SBA loan servicing, and USDA B&I support, acting as the go-to contact for clients and internal partners alike.

The role requires a Bachelor's degree in Finance or related field and 3+ years in commercial credit analysis or portfolio administration, with strong Excel skills, attention to detail,