Commercial Loan Portfolio Manager

MRINetwork; Novato (CA); On-site; USD 110,000 - 160,000; Full time

Job summary

MRINetwork is seeking an experienced Commercial Loan Portfolio Manager in California to support commercial lending activities. You will participate in client meetings at client sites or bank offices, manage CRM/pipeline reporting, and assist in sales and business development efforts.

You will coordinate with credit and documentation teams to ensure timely underwriting, loan closings, and portfolio monitoring while staying compliant with applicable banking regulations.

Qualifications

• 3+ years of C&I and CRE loan underwriting/portfolio management experience
• Knowledge of commercial credit products, concepts, processes, and functions
• Knowledge of financial statements and ratios, budgets, inventory and accounts receivable turnover
• Ability to analyze and interpret financial statements, business reports and legal documents
• Knowledge of federal/state banking regulations
• Math skills: ratios, percentages, interest, amortization
• Good judgment and problem solving skills

Responsibilities

• Participate with the Commercial Lender in client/prospect meetings at customer sites or bank offices
• Maintain CRM or pipeline reports and assist in sales management reporting
• Attend internal sales meetings to support business development
• Support the Commercial Lender in client/prospect meetings
• Coordinate with credit department for timely underwrite and credit decisions
• Collaborate with documentation staff to gather required loan documentation
• Assist in loan closings and portfolio monitoring
• Schedule, attend, and participate in the Lender Annual Review, including collateral valuation updates
• Be active in community activities to promote the bank and assist business development

Skills

C&I loan underwriting

CRE loan portfolio management

Credit analysis

Financial statement analysis

Ratios and financial metrics

Problem solving

Education

Bachelor's degree in business, accounting or equivalent

Tools

CRM software

Pipeline reporting

Lender reporting tools

Job description

Actively seeking anexperienced Commercial Loan Portfolio Manager to:

• Participate with the Commercial Lender in meetings with the client or prospect at either the customer's place of business or at the bank offices.
• Assist the Commercial Lender by maintaining any CRM or Pipeline Reports, and assist in other sales management reporting.
• Attend internal sales meetings in support of business development activities.
• Support the Commercial Lender in client and prospect meetings.
• Assist the Commercial Lender to assure that all relevant information is provided to the credit department in a timely and efficient manner so that all credits can be appropriately underwritten and decisions can be made for our customers in a expeditious manner.
• Assist the Commercial Lender by working jointly with the credit department to appropriately underwrite the credit, and to develop the appropriate credit structure in relationship to the credit risk.
• Assist the Commercial Lender by working independently with the centralized Loan Documentation staff to request all required documentation for the loan, to include documentation in regards to participated loans.
• Assist the Commercial Lender by conducting loan closings and monitoring the portfolio
• Assist the Commercial Lender by scheduling, attending, and participating in the Lender Annual Review, including an update of collateral valuations.
• Be actively involved in community activities that will promote the bank and/or assist in business development.

Job Requirements

• 3+ years ofC&I and CRE loan underwriting/portfolio management experience
• Bachelor’s degree in business, accounting or equivalent training and experience(preferred)
• Knowledge of commercial credit products, concepts, processes, and functions
• Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover
• Ability to analyze and interpret financial statements, business reports and legal documents
• Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization
• Good judgment and problem solving skills