Construction Loan Officer

Fidelity Bank; Wichita (KS); On-site; USD 60,000 - 80,000; Full time

Job summary

Fidelity Bank is seeking an experienced professional to manage residential construction loans in Wichita, Kansas. The successful candidate will be responsible for developing relationships with builders and contractors while ensuring exceptional customer service and credit quality.

The role requires a Bachelor's degree and at least 3 years of relevant financial services experience. Candidates should possess strong analytical and communication skills, alongside a proficiency in Microsoft Office applications.

Qualifications

• Bachelor's degree in a related field required.
• Minimum 3 years in banking or construction lending experience.
• Knowledge of credit analysis and underwriting principles.

Responsibilities

• Originate residential construction loans and manage builder relationships.
• Prepare credit presentations and work with Credit Administration.
• Monitor assigned portfolio and builder performance.

Skills

Communication skills

Organizational skills

Analytical skills

Problem-solving abilities

Microsoft Office proficiency

Education

Bachelor's degree in a related field

Tools

Microsoft Excel

Microsoft Word

Job description

Job Overview:

The candidate for this role will develop and manage relationships with builders, developers, contractors and construction borrowers. They will have a focus on providing exceptional customer service while maintaining sound credit quality and risk management.

The candidate for this position will be responsible for:

• Originating residential construction loans, including builder guidance lines, spec home financing, pre-sold construction loans, lot loans, and Conducting builder visits, construction site inspections, and customer meetings residential development loans
• Preparing credit presentations and working with Credit Administration throughout the underwriting and approval process
• Managing and monitoring an assigned portfolio of residential construction lending relationshipsMonitoring builder performance, inventory levels, project progress and market conditions
• Promoting treasury management, deposit products, and other bank services to construction lending customers
• Representing the bank within the residential construction industry and local Home Builders Associations

Requirements for the position include:

• Bachelor's degree in a related field
• Minimum of 3 years of banking, mortgage lending, construction lending, commercial lending or related financial services experience
• Knowledge of residential construction lending, credit analysis, and underwriting principles
• Exceptional verbal/written communication and multitasking skills
• Strong organizational, analytical, and problem-solving abilities
• Proficiency in Microsoft Office applications, including Excel and Word
• Ability to travel regularly for customer meetings, builder visits, loan closings, industry events, and construction site inspections

Preferred qualifications for this position include:

• Experience collaborating directly with residential builders, developers, and construction borrowers
• Experience originating builder guidance lines, spec home loans, pre-sold construction loans, lot loans and residential development financing
• Knowledge of residential construction processes, appraisals, title requirements, inspections and loan documentation.
• Proven success in business development and portfolio growth
• Strong understanding of local residential housing markets and construction industry trends
• Experience cross-selling treasury management, deposit, and other commercial banking products

EEO/Veterans/Disabled

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.