Commercial & Personal Insurance Producer

LONE STAR NATIONAL BANK; McAllen (TX); On-site; USD 45,000 - 90,000; Full time

Job summary

Lone Star Insurance Services, a division of Lone Star National Bank, seeks a sales professional to prospect, quote, and sell commercial and personal lines, life and benefits accounts. You will counsel clients, prepare proposals, submit applications, and develop a profitable book of business while maintaining regulatory compliance and excellent service.

You will also respond to referrals, design coverage plans, and coordinate with client service reps to upgrade and remarket as needed.

Qualifications

• Bachelor’s degree or equivalent experience in insurance may be substituted for college degree
• Licensure in Property/Casualty and/or Life/Health insurance (must become dual licensed within 6 months of hire)
• 3–5 years of sales and/or underwriting experience
• Knowledge of insurance products, rating procedures, markets and operations
• Bilingual in English and Spanish is desirable

Responsibilities

• Prospect, solicit, quote and sell new commercial/personal lines, life and benefits accounts
• Counsel existing clients to meet sales goals and service obligations
• Respond to referrals and maintain a client prospect list
• Design insurance plans and recommend coverages to clients
• Survey loss exposures and propose insurable solutions
• Prepare and present insurance proposals to clients
• Submit applications and documentation to markets
• Develop and achieve sales objectives
• Deliver binders to insureds and explain payment and cancellation terms
• Build a profitable book of business and remarket when needed
• Coordinate with Client Service Representatives to review policy coverages annually
• Participate in required training and maintain regulatory knowledge and compliance

Education

Bachelor’s degree or equivalent experience

Licensure in Property/Casualty and/or Life/Health insurance

Excellent math skills

Typing 40-50 wpm

10-key calculator

PC / computer skills

Customer service

Interpersonal and verbal communication

Team-working

Attention to detail

Bilingual English/Spanish preferred

Tools

Excel

Word processing

Spreadsheet software

Job description

Lone Star Insurance Services, a division of Lone Star National Bank, seeks a sales professional to prospect, quote, and sell commercial and personal lines, life and benefits accounts. You will counsel clients, prepare proposals, submit applications, and develop a profitable book of business while maintaining regulatory compliance and excellent service.

You will also respond to referrals, design coverage plans, and coordinate with client service reps to upgrade and remarket as needed.