Commercial Loan Processor

Wingman Group PTY LTD; United States; Remote; USD 4,400 - 9,700; Full time

Job summary

Wingman Group PTY LTD seeks an experienced Australian Commercial Loan Processor to manage end-to-end commercial loan processes for an Australian mortgage broking business. The role involves assessing borrower documentation, preparing proposals, and ensuring compliance with lender requirements.

Ideal candidates understand Australian lending policies, can work with brokers and lenders, and manage multiple applications to meet deadlines.

Qualifications

• Previous experience in Australian commercial loan processing, commercial credit analysis, or commercial mortgage broking support.
• Strong understanding of Australian commercial lending processes, credit policies, and loan documentation.
• Experience reviewing business financial statements, tax returns, and other financial documents.
• Knowledge of commercial lending structures, including commercial property loans and refinancing.
• Understanding of borrower financial assessment and serviceability requirements.
• Experience managing multiple loan applications and meeting deadlines.

Responsibilities

• Manage end-to-end commercial loan processing, from application preparation through to settlement.
• Review and assess borrower documentation, including financial statements, tax returns, bank statements, and business financials.
• Prepare credit proposals, loan submissions, and supporting documentation for commercial lending applications.
• Analyse borrower financial positions, income, liabilities, and repayment capacity.
• Conduct lender policy research and identify suitable commercial lending options.
• Assist with commercial property purchases, refinancing, business acquisitions, and other lending transactions.
• Liaise with brokers, lenders, solicitors, valuers, accountants, and other relevant stakeholders.
• Monitor loan application progress, follow up on outstanding documents, and manage lender conditions.
• Ensure loan applications meet lender requirements and relevant compliance standards.
• Maintain accurate records and provide regular updates to brokers on application progress.
• Coordinate settlement requirements and ensure all necessary documentation is completed within required timeframes.

Skills

Analytical thinking

Financial document interpretation

English communication

Time management

Attention to detail

Risk assessment

Tools

BrokerEngine

Mercury Nexus

AFG FLEX

ApplyOnline (AOL)

Quickli

MyCRM

Microsoft Excel

Job description

Position: Australian Commercial Loan Processor

Location: Remote – Philippines

Employment Type: Full-Time

Industry: Australian Mortgage Broking / Commercial Lending

About the Role

We are seeking an experienced Australian Commercial Loan Processor to support an Australian mortgage broking business in managing commercial loan applications from initial assessment through to settlement.

The ideal candidate has a strong understanding of Australian commercial lending, credit assessment, loan documentation, and lender requirements. You will work closely with mortgage brokers, lenders, and other stakeholders to ensure applications are accurately prepared, submitted, and processed efficiently.

Key Responsibilities

• Manage end-to-end commercial loan processing, from application preparation through to settlement.

• Review and assess borrower documentation, including financial statements, tax returns, bank statements, and business financials.

• Prepare credit proposals, loan submissions, and supporting documentation for commercial lending applications.

• Analyse borrower financial positions, income, liabilities, and repayment capacity.

• Conduct lender policy research and identify suitable commercial lending options.

• Assist with commercial property purchases, refinancing, business acquisitions, and other commercial lending transactions.

• Liaise with brokers, lenders, solicitors, valuers, accountants, and other relevant stakeholders.

• Monitor loan application progress, follow up on outstanding documents, and manage lender conditions.

• Ensure loan applications meet lender requirements and relevant compliance standards.

• Maintain accurate records and provide regular updates to brokers on application progress.

• Coordinate settlement requirements and ensure all necessary documentation is completed within the required timeframes.

Qualifications and Experience

• Previous experience in Australian commercial loan processing, commercial credit analysis, or commercial mortgage broking support.

• Strong understanding of Australian commercial lending processes, credit policies, and loan documentation.

• Experience reviewing business financial statements, tax returns, and other financial documents.

• Knowledge of commercial lending structures, including commercial property loans, business loans, and refinancing.

• Understanding of borrower financial assessment and serviceability requirements.

• Experience managing multiple loan applications and meeting deadlines.

• Excellent attention to detail, organisational skills, and communication abilities.

• Ability to work independently while collaborating effectively with Australian mortgage brokers and lending teams.

Work Arrangement

Location: Remote – Philippines / Nepal

Client: Australian Mortgage / Commercial Finance Business

Work Hours: Australian Business Hours

Employment Type: Full-Time

Systems and Tools

Experience with the following systems is an advantage:

• BrokerEngine

• Mercury / Mercury Nexus

• AFG FLEX

• ApplyOnline (AOL)

• Quickli

• MyCRM

• Microsoft Office Suite, particularly Excel

Preferred Skills

• Strong analytical and problem-solving skills.

• Ability to interpret complex financial documents.

• Excellent written and verbal English communication skills.

• Proactive approach to following up on outstanding requirements.

• Strong time management and prioritisation skills.

• Ability to identify potential risks, documentation gaps, and issues that may affect a loan application.

• High level of accuracy when preparing credit submissions and supporting documents.