Commercial Loan Processor

Vantage; San Antonio (TX); On-site; USD 48,000 - 70,000; Full time

Job summary

Vantage Bank is seeking a Commercial Loan Processor in San Antonio to review and prepare documentation for real estate, SBA, and other loan types. You will ensure compliance, lien recording, and accurate disclosures for closing, while collaborating with loan officers and attorneys.

The role requires 1+ year of loan processing experience, strong knowledge of real estate documentation and RESPA/HMDA regulations, and proficient MS Office skills. A detail-oriented, independent worker thrives here.

Qualifications

• 1+ years of prior credit or loan processing experience in a financial institution.
• 2+ years of prior banking or similar financial services experience strongly preferred.
• Basic knowledge of real estate documentation; knowledge of loan production activities, terminology, and compliance regulations.
• Basic understanding of title policies and related loan regulations such as RESPA and HMDA.
• Proficient with Microsoft Office (Word, Excel, PowerPoint, Outlook).
• Excellent verbal, written, presentation and interpersonal communication skills.
• Ability to work independently with minimal supervision.
• Strong analytical, time management and organizational abilities; detail oriented.

Responsibilities

• Review and verify loan documentation for accuracy and compliance with approvals and bank policies.
• Prepare in-house loan documents and disclosures for closing.
• Demonstrate knowledge of real estate documentation and contracts; ensure proper lien recording and adherence to UCC requirements.
• Confirm accuracy of loan fees and settlement statements.
• Collaborate with loan officers and attorneys for complete documentation; support loan operations.
• Communicate effectively with internal teams and external stakeholders.
• Adopt AI-assisted learning systems to improve review accuracy and workflow efficiency.

Skills

Credit processing

Real estate docs

Microsoft Office

Communication

Time management

Attention to detail

Education

GED or higher

Associates degree preferred

Tools

AI-assisted tools

Microsoft Office

Job description

## Commercial Loan ProcessorApplylocations: Location - San Antonio Corporatetime type: Full timeposted on: Posted Todayjob requisition id: JR100191**At Vantage Bank, we're driven by a deep commitment to supporting our customers, valuing our employees, embracing diversity, fostering meaningful connections, and providing outstanding service every step of the way.****JOB SUMMARY**The Commercial Loan Processor is responsible for reviewing and preparing loan documentation for real estate and non-real estate loans, including commercial, consumer, and SBA loans, as well as renewals, extensions, and modifications. They ensure compliance with bank policies, accurate lien recording, proper coding, and timely funding and booking of loans. The Commercial Loan Processor utilizes technology including AI-enable tools to enhance accuracy, efficiency, and consistency in loan processing.**ESSENTIAL DUTIES***The duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties as assigned.** Reviews and verifies loan documentation for accuracy and compliance with approvals and bank policies.* Prepares in-house loan documents and disclosures for closing.* Demonstrates knowledge of real estate documentation, real estate law, and contracts.* Ensures proper lien recording and adherence to UCC requirements.* Confirms accuracy of loan fees and settlement statements.* Collaborates with loan officers and attorneys to ensure complete and accurate documentation.* Provides support to loan operations and assists with administrative tasks as needed.* Communicate effectively with internal teams and external stakeholders.* Adapts and utilizes new technology, including AI‐assisted learning systems, to streamline document review, minimize errors and optimize workflow efficiency.* Other duties as assigned.**QUALIFICATIONS***These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities and organizational limitations may result in some deviation from these guidelines.** High school diploma, general education degree (GED), or equivalent required; Associates degree or higher preferred.* 1+ years of prior credit or loan processing experience in a financial institution.* 2+ of prior banking or similar financial services experience strongly preferred.* Basic knowledge of real estate documentation* Knowledge of loan production activities, terminology, and compliance regulations.* Basic understanding of title policies and related loan regulations such as RESPA and HMDA.* Proficient computer skills with knowledge of Microsoft Office including, but not limited to, Word, Excel, PowerPoint, and Outlook, the Windows environment, and internet research skills.* Excellent verbal, written, presentation and interpersonal communication skills.* Ability to work independently with minimal supervision while performing assigned duties.* Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.* Must be self-motivated with strong initiative, high level of accountability, and attention to detail.* Ability to perform basic mathematical calculations including addition, subtraction, multiplication, division with basic calculator skills.* Ability to always maintain a high degree of ethical standards and complete confidentiality.**COMMUNITY IMPACT**Community involvement is part of who we are. Our culture is built on teamwork, purpose, and service. We value volunteerism and create opportunities for employees to connect, give back, and make a positive difference in our communities. As part of the Vantage Bank team, all associates should embrace our community involvement and culture to ensure we are making an impact.**BANK SECRECY ACT (BSA)**All employees of Vantage Bank, herein referenced to as the “Bank”, must comply with the terms of the BSA Policy upon acceptance of this position. The primary responsibility for enforcement of this policy and its operating procedures rests with the BSA/AML/OFAC Officer. However, it is the responsibility of each employee to take the required BSA training modules and become familiar with and adhere to the Bank Secrecy Act, Anti Money Laundering and Office of Foreign Asset Control Policy.**EOE/M/F/D/V**### Opportunity AwaitsJoin the Vantage Bank family for the strong relationships and local impact of a community bank backed by all the benefits and technology you’ll find at larger, national banks.At Vantage you will have significant opportunities for career growth from the moment you join our team. We invest in our people and truly value the unique skills and perspectives that each team member brings to the table.