Commercial Loan Processor

Vantage Bank; San Antonio (TX); On-site; USD 52,000 - 78,000; Full time

Job summary

Vantage Bank is seeking a Commercial Loan Processor to review and prepare loan documentation for real estate and non-real estate loans, including commercial, consumer, and SBA loans. The role ensures compliance with bank policies, accurate lien recording, and timely funding and booking of loans.

The position emphasizes adapting to new technology, including AI-assisted learning tools, to enhance accuracy and efficiency in documentation and processing.

Qualifications

• High school diploma, GED or equivalent; associates degree preferred.
• 1+ year of credit or loan processing experience in a financial institution.
• 2+ years of banking or financial services experience preferred.
• Basic knowledge of real estate documentation and loan production.
• Proficient with Microsoft Office (Word/Excel/PowerPoint) and related tech.
• Excellent verbal and written communication and interpersonal skills.
• Ability to work independently with minimal supervision and meet deadlines.
• Attention to detail and high ethical standards; ability to handle confidential information.
• Willingness to adapt to new technology, including AI-assisted tools.

Responsibilities

• Review and verify loan documentation for accuracy and policy compliance.
• Prepare in-house loan documents and disclosures for closing.
• Demonstrate knowledge of real estate documentation, law, and contracts.
• Ensure proper lien recording and compliance with UCC requirements.
• Confirm accuracy of loan fees and settlement statements.
• Collaborate with loan officers and attorneys to ensure complete documentation.
• Provide support to loan operations and assist with administrative tasks as needed.
• Communicate effectively with internal teams and external stakeholders.
• Adopt AI-enabled tools to streamline document review and improve workflow efficiency.

Skills

Loan processing

Real estate docs

UCC knowledge

Microsoft Office

Communication skills

Independent work

Education

High School Diploma or GED

Associates degree preferred

Tools

Microsoft Word

Excel

PowerPoint

AI tools

Job description

At Vantage Bank, we're driven by a deep commitment to supporting our customers, valuing our employees, embracing diversity, fostering meaningful connections, and providing outstanding service every step of the way.

JOB SUMMARY

The Commercial Loan Processor is responsible for reviewing and preparing loan documentation for real estate and non-real estate loans, including commercial, consumer, and SBA loans, as well as renewals, extensions, and modifications. They ensure compliance with bank policies, accurate lien recording, proper coding, and timely funding and booking of loans. The Commercial Loan Processor utilizes technology including AI-enable tools to enhance accuracy, efficiency, and consistency in loan processing.

ESSENTIAL DUTIES

The duties listed below may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties as assigned.

• Reviews and verifies loan documentation for accuracy and compliance with approvals and bank policies.
• Prepares in-house loan documents and disclosures for closing.
• Demonstrates knowledge of real estate documentation, real estate law, and contracts.
• Ensures proper lien recording and adherence to UCC requirements.
• Confirms accuracy of loan fees and settlement statements.
• Collaborates with loan officers and attorneys to ensure complete and accurate documentation.
• Provides support to loan operations and assists with administrative tasks as needed.
• Communicate effectively with internal teams and external stakeholders.
• Adapts and utilizes new technology, including AI‑assisted learning systems, to streamline document review, minimize errors and optimize workflow efficiency.
• Other duties as assigned.

QUALIFICATIONS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities and organizational limitations may result in some deviation from these guidelines.

• High school diploma, general education degree (GED), or equivalent required; Associates degree or higher preferred.
• 1+ years of prior credit or loan processing experience in a financial institution.
• 2+ of prior banking or similar financial services experience strongly preferred.
• Basic knowledge of real estate documentation.
• Knowledge of loan production activities, terminology, and compliance regulations.
• Basic understanding of title policies and related loan regulations such as RESPA and HMDA.
• Proficient computer skills with knowledge of Microsoft Office including, but not limited to, Word, Excel, PowerPoint, and Outlook, the Windows environment, and internet research skills.
• Excellent verbal, written, presentation and interpersonal communication skills.
• Ability to work independently with minimal supervision while performing assigned duties.
• Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong initiative, high level of accountability, and attention to detail.
• Ability to perform basic mathematical calculations including addition, subtraction, multiplication, division with basic calculator skills.
• Ability to always maintain a high degree of ethical standards and complete confidentiality.

COMMUNITY IMPACT

Community involvement is part of who we are. Our culture is built on teamwork, purpose, and service. We value volunteerism and create opportunities for employees to connect, give back, and make a positive difference in our communities. As part of the Vantage Bank team, all associates should embrace our community involvement and culture to ensure we are making an impact.

BANK SECRECY ACT (BSA)

All employees of Vantage Bank, herein referenced to as the “Bank”, must comply with the terms of the BSA Policy upon acceptance of this position. The primary responsibility for enforcement of this policy and its operating procedures rests with the BSA/AML/OFAC Officer. However, it is the responsibility of each employee to take the required BSA training modules and become familiar with and adhere to the Bank Secrecy Act, Anti Money Laundering and Office of Foreign Asset Control Policy.

EOE/M/F/D/V

Join the Vantage Bank family for the strong relationships and local impact of a community bank backed by all the benefits and technology you’ll find at larger, national banks. At Vantage you will have significant opportunities for career growth from the moment you join our team. We invest in our people and truly value the unique skills and perspectives that each team member brings to the table.