Commercial Loan Portfolio Manager

Central Bank of Kansas City; Kansas City (MO); On-site; USD 100,000 - 150,000; Full time

Job summary

Central Bank of Kansas City in Kansas City, MO seeks a Commercial Loan Portfolio Manager to oversee credit administration, monitoring, and risk management of the bank's commercial loan portfolio. The role emphasizes asset quality and regulatory compliance.

You will conduct annual and periodic credit reviews, analyze borrower financial statements, and collaborate with lenders on structuring and renewals. A minimum of 5 years' experience with $100MM+ portfolios and strong analytical skills are

Qualifications

• Minimum 5 years of experience in commercial credit analysis or portfolio management.
• Experience managing $100MM+ commercial loan portfolios.
• Strong analytical skills and working knowledge of C&I and CRE credits.
• Familiarity with regulatory expectations and credit risk management practices.

Responsibilities

• Manage and monitor a commercial loan portfolio totaling $100MM or more.
• Conduct annual and periodic credit reviews, renewals, and risk rating assessments
• Analyze borrower financial statements and compliance with loan covenants
• Identify deteriorating credit trends and recommend appropriate risk mitigation strategies
• Collaborate with lenders on loan structuring, modifications, and renewals
• Prepare credit memoranda, portfolio reports, and regulatory documentation
• Assist in the management of criticized and classified credits
• Support internal and external audits and regulatory examinations
• Perform other duties as assigned

Skills

Commercial credit analysis

Portfolio management

Financial statement analysis

Regulatory knowledge

Credit risk management

Education

Bachelor's degree

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Management Kansas City, MO, US

5 days ago Requisition ID: 1014

Position Summary

The Commercial Loan Portfolio Manager is responsible for the ongoing credit administration, monitoring, and risk management of the bank’s commercial loan portfolio. This role focuses on maintaining asset quality, regulatory compliance, and proactive identification of credit risk.

Essential Duties and Responsibilities

• Manage and monitor a commercial loan portfolio totaling $100MM or more
• Conduct annual and periodic credit reviews, renewals, and risk rating assessments
• Analyze borrower financial statements and compliance with loan covenants
• Identify deteriorating credit trends and recommend appropriate risk mitigation strategies
• Collaborate with lenders on loan structuring, modifications, and renewals
• Prepare credit memoranda, portfolio reports, and regulatory documentation
• Assist in the management of criticized and classified credits
• Support internal and external audits and regulatory examinations
• Perform other duties as assigned

Required Qualifications

• Minimum of 5 years of experience in commercial credit analysis or portfolio management
• Experience managing $100MM+ commercial loan portfolios
• Strong analytical skills and working knowledge of C&I and CRE credits
• Familiarity with regulatory expectations and credit risk management practices

Preferred Qualifications

• Bachelor’s degree in finance, accounting, or related field
• Prior experience working complex or leveraged commercial credits

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions

Equal Opportunity Statement

Central Bank of Kansas City is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. If you need accommodation to apply for a position at Central Bank of Kansas City, please contact Human Resources.