Commercial Loan Portfolio Manager

Addison Group; Fort Worth (TX); Hybrid; USD 85,000 - 95,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with match

Profit sharing

HSA/FSA

Disability coverage

PTO

Job summary

Addison Group is seeking a Commercial Loan Portfolio Manager in Fort Worth, TX. The role focuses on portfolio oversight, credit analysis, risk management, and lender partnership, rather than new business development.

The ideal candidate will bring 5+ years of commercial lending and credit experience, strong financial analysis skills, and the ability to evaluate borrower performance and credit risk. This is a hybrid role with on-site and remote days, offering competitive compensation and benefits.

Qualifications

• 5+ years of commercial lending, credit analysis, or loan portfolio management experience.
• Commercial loan underwriting and credit monitoring experience.
• Strong financial statement analysis and commercial credit risk assessment skills.
• Knowledge of loan documentation, covenants, and portfolio risk management.
• Experience with C&I, commercial real estate, and/or professional practice lending preferred.

Responsibilities

• Manage and monitor an assigned portfolio of commercial loans while maintaining strong credit quality and accurate risk ratings.
• Analyze borrower financial statements and complete periodic credit reviews.
• Monitor loan covenants, financial reporting, documentation, and portfolio performance.
• Identify and escalating emerging credit concerns, including criticized and underperforming loans.
• Partner with lenders on renewals, modifications, extensions, loan structures, terms, and covenant requirements.
• Prepare annual reviews, credit memoranda, and portfolio monitoring documentation.
• Support the management and remediation of problem credits, including restructures and enhanced monitoring.
• Maintain professional relationships with borrowers and communicate credit requirements and concerns effectively.
• Collaborate with lenders, credit analysts, Loan Operations, Compliance, and senior management.
• Support credit analysts with underwriting, financial analysis, and portfolio management best practices.
• Recommend improvements to portfolio monitoring, reporting, documentation, and credit administration processes.

Skills

Credit analysis

Financial analysis

Portfolio management

Lending experience

Communication skills

Education

Bachelor's degree in Finance/Accounting/Business

Tools

Credit underwriting software

Job description

Job Title: Commercial Loan Portfolio Manager

Industry: Financial Services

Location (city, state): Fort Worth, TX

Assignment Type: Full-time, Direct Hire

Pay: $85,000 to $95,000 annually

Work Schedule: Monday through Friday, 8:00 AM to 5:00 PM | Hybrid schedule with Tuesday through Thursday onsite and Monday/Friday remote.

Benefits: This position is eligible for Medical, dental, vision, 401(k) with match and profit sharing, HSA/FSA, disability coverage, and PTO

About The Company

Our client is a well-established, employee-owned financial services organization known for its integrity, personalized service, and client-focused approach. The company provides comprehensive financial planning, investment, and protection solutions, combining the stability of an established firm with a relationship-driven culture centered on accountability, collaboration, and ethical business practices.

Job Description

Our client is seeking an experienced Commercial Loan Portfolio Manager to oversee an assigned commercial loan portfolio and support ongoing credit administration. This position is primarily focused on portfolio oversight, financial analysis, credit risk management, and lender partnership rather than new business development. The ideal candidate will have strong commercial lending and credit experience, sound financial analysis skills, and the ability to evaluate borrower performance, identify emerging risks, and communicate credit recommendations effectively.

Key Responsibilities

• Manage and monitor an assigned portfolio of commercial loans while maintaining strong credit quality and accurate risk ratings
• Analyze borrower financial statements and complete periodic credit reviews
• Monitor loan covenants, financial reporting, documentation, and portfolio performance
• Identify and escalating emerging credit concerns, including criticized and underperforming loans
• Partner with lenders on renewals, modifications, extensions, loan structures, terms, and covenant requirements
• Prepare annual reviews, credit memoranda, and portfolio monitoring documentation
• Support the management and remediation of problem credits, including restructures and enhanced monitoring
• Maintain professional relationships with borrowers and communicate credit requirements and concerns effectively
• Collaborate with lenders, credit analysts, Loan Operations, Compliance, and senior management
• Support credit analysts with underwriting, financial analysis, and portfolio management best practices
• Recommend improvements to portfolio monitoring, reporting, documentation, and credit administration processes

Qualifications

• Bachelor's degree in Finance, Accounting, Business, or related field
• 5+ years of commercial lending, credit analysis, or loan portfolio management experience
• Commercial loan underwriting and credit monitoring experience
• Strong financial statement analysis and commercial credit risk assessment skills
• Knowledge of loan documentation, covenants, and portfolio risk management
• Experience with C&I, commercial real estate, and/or professional practice lending preferred
• Strong analytical, communication, and relationship management skills

Addison Group is an Equal Opportunity Employer. Addison Group provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. Addison Group complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. Reasonable accommodation is available for qualified individuals with disabilities, upon request.