Commercial Loan Portfolio Manager

United Bankers' Bank; BLOOMINGTON (MN); Hybrid; USD 85,000 - 100,000; Full time

Benefits offered by this job

Medical, Dental, and Vision

401(k) plan with company contribution

12 Paid holidays

HSA with company contribution

Job summary

A leading company in Bloomington, MN is seeking a Commercial Loan Portfolio Manager to oversee commercial credit analysis and relationship management. This role involves analyzing loan portfolios, providing strategic recommendations, and ensuring compliance with credit policies. The position allows for remote work up to two days a week and offers a competitive salary along with a comprehensive benefits package.

Qualifications

• 5+ years of experience in Credit Administration activities and Commercial underwriting.
• Previous experience as a Portfolio Manager in a Commercial Banking setting preferred.

Responsibilities

• Analyzes and underwrites Commercial customers and credit products.
• Supervises the loan renewal cycle and works with lenders for credit approval.
• Develops strong relationships with client banks and borrowers.

Skills

Analytical Thinking

Relationship Building

Problem Solving

Communication

Education

Bachelor’s degree

MBA

Job description

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This range is provided by United Bankers' Bank. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$85,000.00/yr - $100,000.00/yr

Direct message the job poster from United Bankers' Bank

As a Commercial Loan Portfolio Manager at United Bankers' Bank, your analytical thinking, passion for finance, and talent for relationship building will support our dynamic lending team and play a critical role in ensuring the health of our loan portfolio, supervising the renewal cycle, providing strategic recommendations on risk ratings, and driving the success and growth within the UBB lending department

This position is based in Bloomington, Minnesota and will have the opportunity to work remotely up to two days per week.

• Analyzes and underwrites Commercial customers and credit products that include Commercial Real Estate [CRE], Commercial and Industrial [C&I] businesses, agriculture, bank holding companies and their subsidiary banks and individuals.
• Possesses considerable knowledge of Commercial credit policies, credit analysis, procedures and philosophy.
• Demonstrated financial and risk analysis skills.
• Has experience in structuring various types of Commercial credit and evaluating collateral with respect to value, marketability and control.
• Provides ongoing administration of an assigned loan portfolio including review of the financial and business status of the borrower and recommending risk rating changes when appropriate.
• Supervises the loan renewal cycle and works with the lender to facilitate credit approval and loan documentation as needed.
• Conducts annual reviews as part of ongoing portfolio monitoring.
• Resolves credit problems, delinquent payment issues and other related affairs.
• Monitors loan covenants to ensure compliance and follow-ups on any covenant violations.
• Develops strong relationships and ensures prompt communication with client banks and borrowers via written or verbal correspondence.
• Sends and tracks correspondence and follows up on loan requests in a timely manner.
• Verifies that loan bookings directly correlate with the terms of the approval.
• Assists Credit Administration management in preparing reports on loan portfolio metrics.

Knowledge, Skills & Abilities

• Bachelor’s degree with formal credit training or MBA
• 5+ years of experience in Credit Administration activities and Commercial underwriting
• Previous experience as a Portfolio Manager in a Commercial Banking setting preferred
• Excellent verbal and written communication skills
• Technical aptitude
• Problem solving and presentation skills
• Medical, Dental, and Vision
• HSA with a generous company contribution
• Medical and Dependent Care Flexible Spending Accounts
• 401(k) plan with a 3% company contribution, plus up to an additional 1% match -Roth option available
• 12 Paid holidays

To continue to learn more about our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers.

Pay Range

• Annual bonus target: 7% of annual pay dependent on company and personal performance

Headquartered in Bloomington, MN and chartered in 1975, United Bankers’ Bank (UBB) is the nation’s first bankers’ bank. Today, UBB has over $1 billion in assets, and is a trusted correspondent banking partner to over 1,000 community banks from the West Coast to the Great Lakes and South Atlantic. Our “First for Your Success” motto is a guiding principle that establishes the success of each and every customer and UBB employee as our number one priority.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

Seniority level

• Seniority level

  Associate

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Accounting/Auditing

• Industries

  Banking

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Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

Paid maternity leave

Paid paternity leave

Tuition assistance

Disability insurance

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