Commercial Loan Officer III

Security Bank of Kansas City; Overland Park (KS); On-site; USD 100,000 - 140,000; Full time

Job summary

Security Bank of Kansas City seeks an experienced Commercial Loan Officer III to develop new commercial lending relationships and expand existing client portfolios, focusing on C&I and CRE lending. You will emphasize business development while maintaining sound credit quality and regulatory compliance.

The ideal candidate is relationship driven, credit savvy, and experienced in originating and managing commercial loans, with a track record of growing loan portfolios and meeting regulatory

Qualifications

• 5–7 years of commercial lending experience, including C&I and CRE.
• Proven track record of originating $15MM+ in annual new loan production.
• Strong understanding of commercial credit analysis and loan structuring.
• Excellent relationship management, communication, and organizational skills.

Responsibilities

• Originate new C&I and CRE loan relationships through active business development efforts.
• Maintain strong loan production, with a target of $15MM+ in annual new originations.
• Structure and present commercial credit requests in accordance with bank credit policy.
• Manage and grow a portfolio of commercial loan relationships.
• Monitor borrower performance and identify emerging credit risks.
• Partner with credit administration and portfolio management on underwriting and loan monitoring.
• Prepare credit memorandums, loan proposals, and related documentation.
• Ensure loans meet all regulatory, compliance, and documentation standards.
• Represent the bank in community and business development activities.

Skills

Commercial lending

Loan production

Credit analysis

Relationship management

Education

Bachelor's degree

Job description

Description

If you are someone wanting to make a difference in the communities that we serve and join the strongest large bank in Kansas City, then Security Bank of Kansas City has a career for you. In addition to our compensation and benefits packages, Security Bank offers full-time employees 11 paid holidays, rewarding and challenging growth opportunities, generous paid time off and discounted banking services.

Position Summary

The Commercial Loan Officer III position is responsible for developing new commercial lending relationships and expanding existing client portfolios, with a focus on Commercial & Industrial (C&I) and Commercial Real Estate (CRE) lending. This role emphasizes business development while maintaining sound credit quality and compliance with bank policies and regulatory requirements.

The ideal candidate is relationship driven, credit savvy, and experienced in originating and managing commercial loans.

Essential Duties & Responsibilities

• Originate new C&I and CRE loan relationships through active business development efforts
• Maintain strong loan production, with a target of $15MM+ in annual new originations
• Structure and present commercial credit requests in accordance with bank credit policy
• Manage and grow a portfolio of commercial loan relationships
• Monitor borrower performance and identify emerging credit risks
• Partner with credit administration and portfolio management on underwriting and loan monitoring
• Prepare credit memorandums, loan proposals, and related documentation
• Ensure loans meet all regulatory, compliance, and documentation standards
• Represent the bank in community and business development activities

Requirements

Required Skills & Abilities

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Those Required to Enter the Job:

• 5–7 years of commercial lending experience, including C&I and CRE
• Proven track record of originating $15MM+ in annual new loan production
• Strong understanding of commercial credit analysis and loan structuring
• Excellent relationship management, communication, and organizational skills

Those Preferred but not Required:

• Bachelor’s degree in Business, Finance, Accounting, or a related field
• Experience with complex or multi entity credit structures

Physical Demands & Work Environment

The physical demands and work environment characteristics described here are representative of those that must be met by the employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

• Physical Demands: While performing the duties of this job, the employee is regularly required to walk, talk, see and hear. The general level of physical activity would be defined as sedentary. The employee is occasionally required to stand and frequently required to sit; use hands to finger, handle, or feel; reach with hands and arms. Some movements of the hands, arms, and wrists may involve repetitive motions. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus. Regular attendance and punctuality are necessary and essential functions.
• Cognitive/Mental Requirements: While performing the duties of this job, the employee is required to comprehend and use basic language, either written or spoken, to communicate information and ideas, both simple and complex. The employee is also required to use logic to define problems, collect information, establish facts, draw valid conclusions, interpret information and deal with abstract variables for unique or unfamiliar situations; also requires use of problem-solving skills including formulating and applying appropriate course of action for routine or familiar situations. The employee may be required to perform numerical operations including basic counting, adding, subtracting, multiplying and dividing or more complex quantitative calculations.
• Work Environment: While performing the duties of this job, the employee is inside a central heat and air-conditioned office building. The noise level in the work environment is minimal.

Other Information:

Statements included in this job description are intended to describe the general nature and level of work performed by the employee(s) assigned to this job. The statements are not intended to be construed as an exhaustive list of responsibilities, duties and skills required.

Accommodations will be made to allow for meeting requirements when it does not place an "undue hardship" on Security Bank of Kansas City.

Security Bank of Kansas City is an Equal Opportunity / Aff