Commercial Loan Officer

MIDFLORIDA Credit Union; Ocala (FL); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Stability

Growth opportunities

Paid time off and holidays

Tuition assistance after 6 months

401K with employer matching

Health, Dental, Vision insurance

Job summary

MIDFLORIDA Credit Union in Ocala, FL seeks a Commercial Loan Officer to recruit members, open and service business accounts and loans, and develop new client relationships. You will perform credit analysis and underwriting while presenting loan proposals to the Risk Committee.

The role requires strong customer service, solid communication skills, and experience in business lending; SBA experience is preferred. Join a team focused on financial wellbeing and member service excellence.

Qualifications

• 5 years of business lending experience.
• Strong calling officer and underwriting skills.
• Excellent customer service with strong verbal and written communication.
• SBA experience preferred.
• High school diploma or equivalent; Bachelor's degree preferred.

Responsibilities

• Recruit existing and potential members by offering MIDFLORIDA's full range of business products.
• Provide excellent service by opening and servicing business accounts and loans.
• Develop new business relationships and identify needs of private banking clients.
• Manage the business portfolio, perform credit analysis and underwriting.
• Present loan requests to the Risk Committee.

Skills

Business lending

Customer service

Communication

MS Office

Education

High school diploma or equivalent

Bachelor's degree preferred

SBA experience preferred

Tools

SBA experience

Job description

Job DetailsJob Location: Ocala , FL 34471Position Type: Full TimeWhy have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open-door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members!

Commercial Loan Officers perform the following functions:

• Recruit existing and potential members by offering MIDFLORIDA's full range of business products.
• Provide excellent service by opening and servicing business accounts and loans as well as answering questionsin a prompt and professional manner.
• Improve the financial well-being of our members by offering products and services to save time and money.
• Develop new business relationships.
• Identify and cater to the specific needs of private banking clients.
• Manage the business portfolio, perform credit analysis, and complete loan underwriting.
• Present loansto the Risk Committee.
• Present a neat and professional personal appearance, in accordance with credit union professional image standards.
• Exercise sound judgment and discretion while remaining compliant with well-defined limits and guidelines.
• Exhibit a high degree of integrity, trustworthiness, and professionalism always.
• Exude a positive and professional attitude with members and partners consistently.
• Develop a strong understanding of customer facing technology with the ability to discuss with and enroll members in self-service options.
• Support assigned branches and members in all business lending needs.
• Perform other duties as assigned.

Qualifications:

• 5years of business lending experience.
• Strong calling officer and underwriting skills.
• Possess excellent customer service skills along with strong verbal and written communications skills.
• Must have a strong desire to help people.
• Proficient in the use of computers, the internet and Microsoft Office.
• SBA experience preferred.
• High school diploma or equivalent is required;aBachelor's Degree in a business-related field is preferred.

MIDFLORIDA Perks:

• Stability
• Opportunity for growth
• Paid time off and paid holidays
• Tuition assistance after 6 months of service
• 401K Plan with employer matching
• Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family.
• Employee Assistance Program- No waiting period to access benefit.
• Salary and Bonuses – Bonus programs and annual appraisals with salary increase opportunities.

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.