Commercial Lines Underwriter - Texas (REMOTE)

The Jonus Group; Austin (TX); On-site; USD 90,000 - 95,000; Full time

Benefits offered by this job

Benefits package

401(k)

Paid time off

Professional development opportunities

Job summary

The Jonus Group is seeking a skilled Commercial Lines Underwriter in Texas to evaluate applications, renewals, and endorsements for commercial lines of insurance, ensuring adherence to underwriting standards and fostering strong agent relationships.

The ideal candidate has at least 3 years of underwriting experience, deep knowledge of commercial lines, and strong communication skills. A Bachelor’s degree is preferred; offers include professional development and a competitive benefits package.

Qualifications

• Minimum of 3 years of commercial lines underwriting experience.
• In-depth knowledge of commercial lines products and coverages.
• Strong communication and customer service skills.
• Bachelor’s degree strongly preferred.

Responsibilities

• Evaluate new applications, renewals, and endorsements for commercial lines.
• Assess risks and determine insurability based on property/operations hazards.
• Recommend risk improvements and determine pricing using risk modifiers.
• Secure facultative reinsurance where applicable.
• Maintain knowledge of underwriting practices and laws.
• Educate agents by presenting technical information on commercial insurance issues.
• Collaborate with marketing and claims to review agency performance.
• Communicate with regulators, reinsurers, agents, and co-workers.

Skills

Communication skills

Customer service

Underwriting knowledge

Education

Bachelor's degree preferred

Job description

Commercial Lines Underwriter - Texas

Job Summary

Seeking a skilled and motivated Commercial Lines Underwriter to join a team. In this role, you will evaluate and determine the acceptability of new applications, renewals, and endorsements for commercial lines of insurance. You will play a critical role in assessing risks, ensuring compliance with company underwriting standards, and fostering strong relationships with agents.

Compensation Package

• Salary: $90,000 - $95,000 annually
• Benefits: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc.

Responsibilities

• Evaluate new applications, renewals, and endorsement requests for commercial lines of insurance, including commercial fire, general liability, workers’ compensation, fleet auto, and business owners’ policies.
• Assess risks and determine insurability based on property/operations characteristics, physical and moral hazards, and other relevant factors.
• Recommend risk improvements and select appropriate policies while determining pricing using individual risk and experience premium modification factors.
• Secure facultative reinsurance for applicable risks in alignment with company guidelines.
• Maintain up-to-date knowledge of commercial insurance underwriting practices, state/local statutes, and laws.
• Provide education and training to agents by presenting technical and corporate information on commercial insurance issues.
• Collaborate with marketing and claims personnel to review agency performance and foster improved agency relationships.
• Communicate effectively with internal and external stakeholders, including state regulators, reinsurers, agents, and co-workers.

Qualifications/Requirements

• Minimum of 3 years of commercial lines underwriting experience.
• In-depth knowledge of commercial lines products and coverages.
• Strong communication and customer service skills.
• Bachelor’s degree is strongly preferred.
• Supplemental insurance education/designations are a plus.
• Experience with independent agency distribution and knowledge of agency relationships in the servicing area.
• Familiarity with target industries such as contracting, auto service/repair, restaurants, and small businesses/BOP is advantageous.