Commercial Underwriter

Louis A Williams & Associates Inc.; Marshall (TX); On-site; USD 65,000 - 95,000; Full time

Job summary

Louis A. Williams & Associates, Inc. is seeking a full-time, on-site Commercial Underwriter in Marshall, TX.

The role involves reviewing commercial insurance applications, analyzing risk factors, and determining terms, conditions, and pricing in line with company guidelines. Responsibilities include assessing financial information and loss history, collaborating with agents and internal teams, preparing underwriting recommendations, and monitoring renewal decisions to maintain profitability.

Qualifications

• Strong analytical ability to interpret financial data, loss runs, and risk indicators.
• Experience evaluating commercial risks and setting coverage terms and pricing.
• Familiarity with commercial lines products, policy forms, and regulatory requirements.

Responsibilities

• Review and evaluate commercial insurance applications and risk factors.
• Determine terms, conditions and pricing in line with company guidelines.
• Coordinate with agents and internal teams to clarify submissions and prepare underwriting recommendations.
• Monitor bound accounts, make renewal decisions, and adjust coverage or pricing as needed.
• Support process improvements and ensure regulatory and internal compliance.

Skills

Analytical Skills

Underwriting

Insurance Knowledge

Communication

Organization

Tools

Underwriting Software

Job description

Company Description

Louis A. Williams & Associates, Inc. is a Texas-based insurance general agency, licensed in Texas, Louisiana, and Mississippi. Founded in 1969 by Louis A. Williams, the company has grown from a one-person operation to a staff of over 50 team members through sound business planning and steady expansion. Leadership has transitioned to younger family members who continue to uphold the organization’s traditions and dependable business practices. The agency emphasizes stability, long-term relationships, and professional service, offering a workplace where employees can build lasting careers within a well-established regional firm.

Role Description

This is a full-time, on-site Commercial Underwriter role based in Marshall, TX. The Commercial Underwriter will review and evaluate commercial insurance applications, analyze risk factors, and determine appropriate terms, conditions, and pricing in line with company guidelines. Responsibilities include assessing financial information and prior loss history, collaborating with agents and internal teams to clarify submissions, and preparing clear underwriting recommendations and documentation. The role involves monitoring the performance of bound accounts, making renewal decisions, and adjusting coverage or pricing as needed to maintain profitability. The Commercial Underwriter will also support continuous process improvement, uphold regulatory and internal compliance standards, and provide responsive service to agency partners and clients.

Qualifications

• Candidates should possess strong Analytical Skills, including the ability to interpret financial data, loss runs, and risk indicators.
• Candidates should possess Underwriting skills, including experience evaluating commercial risks and setting appropriate coverage terms and pricing.
• Candidates should possess Insurance knowledge, with familiarity in commercial lines products, policy forms, and regulatory requirements.
• Additional beneficial qualifications include excellent written and verbal communication, attention to detail, proficiency with office and underwriting software, and strong organizational and time-management skills.