Commercial Lines Underwriter, Renewals

NIP Group; United States; On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Competitive compensation

Paid-Time Off

Group Medical, Dental, Vision and Life

Job summary

NIP Group in the United States seeks a Renewal Underwriter to service renewal accounts for property and casualty lines within our LandPro®/TreePro® programs. The role emphasizes underwriting, pricing, and servicing agents to strengthen retention and profitability.

You will develop relationships with agents, analyze risk using COPE, loss runs, and risk control reports, and collaborate with program managers to meet production goals while maintaining service excellence.

Qualifications

• Bachelor’s degree or equivalent experience required.
• 3+ years in commercial P&C underwriting and multi-line rating.
• Strong customer service and communication skills.
• Familiarity with underwriting concepts and processes.

Responsibilities

• Underwrite and grow an assigned renewal book for P&C accounts.
• Review files, loss history, COPE, and risk controls to price risk.
• Cultivate productive relationships with agents and brokers.
• Support renewal retention strategies and ad-hoc duties.

Skills

P&C underwriting experience

Multi-line rating experience

Customer service orientation

Verbal and written communication

MS Office proficiency

Education

Bachelor’s Degree or equivalent work experience

Tools

Microsoft Office

Job description

NIP Group www.nipgroup.com is a rapidly growing insurance service provider of specialty programs for commercial insurance brokers and carriers providing underwriting, distribution, product management, administration, and risk management services primarily by acting as a managing underwriter (MGA) and a Reciprocal Services Manager (RSM).

Our culture is one that empowers and encourages employees to be innovative, collaborative, and forward-thinking. If you are interested in being a part of a growing, entrepreneurial spirited organization, we’d love to hear from you!

About the Position

Come join our growing team! The Renewal Underwriter is such a unique and meaningful role - it really takes the right person who is excited about helping business owners and their insurance agents & brokers find the best insurance program. We are looking for a growth minded individual who is passionate about servicing a book of business primarily of renewal accounts for all property and casualty lines for the LandPro®/TreePro® programs.

What You’ll Do

We have an exciting opportunity for a Renewal Underwriter to join our team, responsibilities include:

• Profitably underwrite and grow an assigned book of renewal accounts, including both property and casualty lines by reviewing insured's file, producing agency's experience, nature and frequency of losses, loss control surveys, motor vehicle reports, and prior carrier loss experience.
• Develop productive and profitable relationships with assigned agents and brokers through quick problem solving and a highly responsive and exceptional service experience.
• Quickly prioritize opportunities, evaluate and price risk and offer/negotiate customized coverage, deductible and terms and conditions based on the individual risk characteristics to best meet the insureds needs, in compliance with program guidelines and portfolio strategy, and based on a rigorous analysis of the application, COPE, loss runs, risk control reports and the applicant’s financial position.
• Educate agents and brokers on the programs risk appetite and target market as well as the program product and service differentiations
• Work with Program Manager/Director to execute against renewal retention strategies
• Assist with new business accounts as needed
• Maintain an established loss ratio and meet assigned production goals (retention and persistency)
• Other ad-hoc duties as assigned

What We’re Looking For

• Bachelor’s Degree or equivalent work experience
• 3+ years of commercial P&C underwriting experience as well as multi-line rating experience
• Familiarity with multiple rating and issuance systems preferred
• Comprehensive knowledge of commercial underwriting concepts, principles and processes
• Results and goal driven mentality with strong problem-solving abilities
• Exceptional customer service orientation with the ability to create and strengthen internal and external relationships
• Excellent verbal and written communication skills
• Strong organizational skills, integrity and follow through
• Resourceful, independent thinker with the desire to be part of a high-performance team and culture
• Working knowledge of Microsoft Office applications as well as strong overall systems knowledge

What You'll Receive

At NIP Group, we recognize there are many factors that contribute to your overall satisfaction both at work, and in your personal life. For that reason, we provide a perfect mix of compensation, benefits, company culture, and resources to ensure your everyday happiness. Below are some benefits that you’ll receive.

• Competitive compensation to reward you for your hard work every day.
• Progressive Paid-Time Off program for you to enjoy time out of the office, including time off for volunteering and life events.
• Group Medical, Dental, Vision and Life insurance to encourage a healthy lifestyle.
• Pretax Health and Dependent Care Spending Accounts to ease taxes on spending.