Commercial Lines Underwriter II

Western National Insurance Group; Seattle (WA); Hybrid; USD 90,000 - 120,000; Full time

Job summary

Western National Insurance Group seeks a Commercial Lines Underwriter to grow and retain commercial lines accounts through assigned agencies.

The role focuses on building strong agency relationships, evaluating risks, and applying underwriting expertise to write, renew, or modify business while meeting growth and profitability targets. This opportunity emphasizes collaboration with regional teams and proactive risk assessment.

Qualifications

• Demonstrated time management skills with ability to meet deadlines.
• Strong negotiation and relationship-building skills.
• Analytical with ability to exercise sound business judgment.
• Possesses an in-depth knowledge of rating concepts.
• Proficient use of various core systems, office and computer equipment, and software packages.

Responsibilities

• Builds and maintains strong agency relationships.
• Effectively manages an agency territory to achieve growth and profit goals.
• Assess risks and exposures on new and existing business to identify opportunities to maximize territory growth and loss ratio objectives.
• Uses established underwriting authority to analyze operations and exposures to write, renew, or modify business.
• Showcases ability to manage high risk / hazard business.
• Applies knowledge of coverages, forms, symbols, and endorsements per line of business.

Skills

Time management

Negotiation

Relationship-building

Analytical thinking

Rating concepts

Core systems proficiency

Tools

Core systems

Office software

Software packages

Job description

Description

Who are we?

Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as "The Relationship Company®," we define success as a measure of the relationships we’ve built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That’s the power of "nice". At Western National, nice is something we work to bring to every person and organization with whom we partner and serve.

Does this opportunity interest you?

Western National is seeking a Commercial Lines Underwriter to join our team!

The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies.

What are the responsibilities and opportunities of this role?

• Builds and maintains strong agency relationships.
• Effectively manages an agency territory to achieve established growth and profit goals.
• Assess risks and exposures on new and existing business to identify opportunities to maximize assigned territory growth and loss ratio objectives.
• Uses general practices, processes, procedures, and established underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business.
• Showcases demonstrated ability to consistently manage high risk / hazard business.
• Applies high degree of knowledge in overall field and recognized expertise in specific areas.
• Proactively mentors team members, resulting in increased effectiveness in one or more areas of knowledge or skill for colleagues.
• Applies high degree of knowledge of coverages, forms, symbols, and endorsements per line of business with the ability to articulate to others.
• Primarily focuses on writing new business as defined by annual goals, depending on the region.
• Applies high degree of rating knowledge and experience, including composite rating and scheduled rating.

Requirements

What are the must-have qualifications for a candidate?

• Demonstrated time management skills with ability to meet deadlines.
• Strong negotiation and relationship-building skills.
• Analytical with ability to exercise sound business judgment.
• Possesses an in-depth knowledge of rating concepts.
• Proficient use of various core systems, office and computer equipment, and software packages.