Commercial Lines Underwriter

Merchants; Melville (NY); Hybrid; USD 75,000 - 100,000; Full time

Benefits offered by this job

Welcoming work environment

Flex scheduling

Comprehensive benefits

Tuition reimbursement

Outstanding bonus programs

Generous paid time off

Job summary

Merchants Insurance Group in Melville, New York, is seeking a Commercial Lines Underwriter to join our underwriting team. This role involves cultivating relationships with agency partners and ensuring adherence to underwriting policies while achieving commercial production goals.

The ideal candidate will have 3+ years of commercial lines underwriting experience, and strong communication and organizational skills. We offer a hybrid work schedule with two days in office, a competitive salary, and a comprehensive benefits package.

Qualifications

• 3+ years of commercial lines underwriting experience.
• Must have strong communication and organizational skills.
• Previous agency relationships within the local insurance industry are highly desirable.

Responsibilities

• Cultivating relationships with agents and staff to achieve optimal outcomes.
• Ensuring adherence to corporate underwriting policy and service standards.
• Reviewing accounts and recommending actions based on regional authority.

Skills

Underwriting commercial lines accounts

Building agency relationships

Strong communication skills

Organizational skills

Microsoft Office knowledge

Education

College degree or equivalent work experience

Property and Casualty insurance coursework

Tools

WINS

ImageRight

Job description

145 Pinelawn Rd, Melville, NY 11747, USA

Merchants Insurance Group is a leading Property and Casualty insurer in the Northeast and is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Melville, New York.

The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders, and profitable growth for Merchants and our Agency Partners.

We offer a hybrid work schedule, requiring two full days per week in the office, with flexibility to work remotely or onsite the remaining days. This model supports collaboration while providing flexibility and work-life balance.

Responsibilities

• Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.
• Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
• Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
• Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.

Qualifications

• College degree or equivalent work experience.
• 3+ years commercial lines underwriting experience.
• Property and Casualty insurance related coursework is a plus i.e. CPCU.
• Strong background in underwriting commercial lines accounts and building agency relationships.
• Previous Agency relationships within the local insurance industry are highly desirable.
• Microsoft Office knowledge as well as the ability to work with internal company systems (WINS, ImageRight etc.).
• Strong communication, organizational and computer skills.

Compensation

Merchants Insurance Group offers a competitive pay scale. The estimated salary for this role ranges from $75,000 - $100,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications.

Benefits

• Welcoming and positive work environment
• Flexible work arrangements, including flex scheduling and summer hours
• Hybrid work schedule. The Hybrid work schedule will require two full days per week in the office, with the option of working the remaining days per week at home or in the office
• Competitive pay scale
• Generous paid time off package
• Full Benefits: Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match amount is 100% up to 6% of your annual contributions. You are immediately 100% vested in the employer match dollars
• Outstanding company bonus programs
• Tuition Reimbursement

Merchants Insurance Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Merchants Insurance Group supports a safe workplace through pre-employment background screenings.