Commercial Lines Underwriter

aoins; Lake Elmo (MN); Hybrid; USD 57,000 - 81,000; Full time

Job summary

Auto-Owners Insurance in Minnesota is seeking a motivated entry-level Underwriting professional to join our team. The position requires learning various insurance coverages and contracts, understanding company policies, and analyzing risk factors.

You will communicate with independent agents and colleagues to support underwriting decisions. After initial in-person training, our merit-based, work-from-home program offers flexibility defined by leadership.

Qualifications

• Bachelor’s degree or equivalent experience.
• Able to organize data, multi-task and make decisions independently.
• Above-average communication skills (written and verbal).
• Ability to resolve complex issues.
• An interest in developing product knowledge through participation in approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Skills

Data organization

Multitasking

Communication skills

Decision making

Problem solving

Education

Bachelor’s degree

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated entry-level Underwriting professional to join our team. The position requires the person to:

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience

• Bachelor’s degree or equivalent experience
• Ability to organize data, multi-task and make decisions independently
• Above-average communication skills (written and verbal)
• Ability to resolve complex issues
• An interest in developing product knowledge through participation in approved educational programs

Compensation

Auto-Owners offers a generous compensation package. For this position, the anticipated annualized starting base pay range is $57,000.00 - $80,800.00. Starting salary within the range is determined based on relevant experience, education, qualifications, and other job-related factors. Other components of the compensation package include several bonus opportunities.

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent benefits package. Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical, prescription, dental and vision insurance; associate, spouse and child life insurance; short-term disability; long-term disability; health care flexible spending accounts and dependent care flexible spending accounts. Additional benefits include: generous paid time off including holidays, vacation days, personal time, sick leave and parental leave; adoption assistance; discounts on personal insurance; education matching gift program, and a gym membership and fitness class reimbursement program. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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