Commercial Lines Product Analyst — Shape Insurance Solutions

Frank Winston Crum Insurance; Clearwater (FL); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Short Term Disability

Long Term Disability

401(k) Matching

Flexible Spending Accounts

Paid Time Off

Job summary

FrankCrum, headquartered in Clearwater, FL, seeks a full-time on-site Commercial Lines Product Analyst to join our Product Management team, helping develop and maintain commercial lines products, forms, and rating plans.

You will collaborate with underwriting, actuarial, compliance and IT to analyze product performance, support filings, and translate business needs into system requirements, with emphasis on timely filings and documentation.

Qualifications

• Bachelor’s degree in Insurance, Business, Finance, Economics, Risk Management, or related field.
• Minimum of 2 years of experience in commercial property and casualty insurance or related function.
• Experience with SERFF is a plus.
• Industry designations such as AINS, AU, ARM, or CPCU are preferred but not required.

Responsibilities

• Assists in the development, implementation, and maintenance of commercial lines insurance products, forms, rules, and rating plans.
• Supports product revisions and enhancements from concept through to implementation.
• Works with the Product Manager to analyze product performance, market trends, and competitive intelligence to identify opportunities for product improvements.
• Prepares recommendations for product changes based on their analysis.
• Maintains product documentation including coverage comparisons, underwriting guidelines and system requirements.
• Assists with regulatory and state filing preparation and coordination of rate, rule and form filings with state insurance departments.
• Works with internal compliance or external filing/actuarial vendors to ensure timely and accurate submission of filings.
• Tracks filing approvals, objections and implementing timelines across jurisdictions.
• Ensures approved product changes are accurately reflected in internal systems and documentation.
• Partners with IT, business analysts, and system vendors to translate business requirements into technical specifications.
• Participates in system configuration reviews related to product changes.
• Provides assistance in prioritizing product enhancement requests and system improvements.
• Supports user acceptance testing (UAT) for system and product releases.

Job description

FrankCrum, headquartered in Clearwater, FL, seeks a full-time on-site Commercial Lines Product Analyst to join our Product Management team, helping develop and maintain commercial lines products, forms, and rating plans.

You will collaborate with underwriting, actuarial, compliance and IT to analyze product performance, support filings, and translate business needs into system requirements, with emphasis on timely filings and documentation.