Commercial Lines Associate Underwriter

Michigan Millers Mutual Insurance Company; Lansing (MI); Hybrid; USD 50,000 - 61,000; Full time

Job summary

An established industry player is looking for a Commercial Lines Associate Underwriter to join their Lansing team. This role involves building strong agency relationships and managing the underwriting process for new and renewal business. The ideal candidate will possess a Bachelor's degree in Insurance or Finance, or equivalent experience, and demonstrate strong attention to detail and effective communication skills. With a focus on internal growth and a positive workplace culture, this opportunity offers a chance to thrive in a supportive environment while contributing to the company's success in the insurance sector.

Benefits

Medical insurance options

401(k) Plan with company match

Paid Parental Leave

Tuition assistance

Wellness Program with onsite fitness studio

Time Off including vacation and holidays

Bonus opportunities

Qualifications

• Must have knowledge of industry practices and underwriting concepts.
• Ability to follow processes and manage multiple assignments.

Responsibilities

• Underwrite and process new and renewal business and endorsements.
• Review application documents and gather additional information.

Skills

Attention to detail

Effective communication skills

Multitasking

Problem-solving

Education

Bachelor's degree in Insurance or Finance

Experience in lieu of degree

Job description

Who we are:

Michigan Millers Mutual Insurance Company is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. Michigan Millers believes in striving for growth without sacrifice. We know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.

At Michigan Millers, our core values, Team - Customers - Results, are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry.

We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships.

Does this opportunity interest you?

Michigan Millers is seeking a Commercial Lines Associate Underwriter to join our team in our Lansing office!

The individual in this role will be responsible for creating strong agency relationships that operate under a designated level of authority at the direction of assigned underwriters. They develop profitable premium growth through policy processing and technical support for both new and renewal business.

Responsibilities of an Associate Underwriter include:

• Engage in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions.
• Use established practices, processes, and procedures to renew and write new policies based on underwriting authority.
• Review new and renewal business application documents, gather additional information as needed to accurately underwrite policies.
• Understand rating methodology and coverage.
• Perform special projects and other duties as assigned.

What is a must-have?

• Ability to follow processes and attention to details.
• Knowledge of industry practices, standards, and underwriting concepts.
• Effective oral and written communication skills.
• Able to multitask and solve basic problems.
• Flexibility to handle various assignments.
• Valid and unrestricted driver's license with an acceptable driving record.
• Bachelor's degree in Insurance or Finance; experience in lieu of degree.

Preferred Skills

• AU and/or INS certification.

Compensation Overview: The targeted hiring range for this role is $50,388 - $60,465. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and/or may be considered for other positions.

Michigan Millers offers full-time employees a significant Total Rewards Package, including:

• Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more!
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
• 401(k) Plan (plus company match).
• Time Off - including vacation, volunteer, and holiday pay.
• Paid Parental Leave.
• Bonus opportunities.
• Tuition assistance.
• Wellness Program - including an onsite fitness studio.

Michigan Millers and Western National Insurance believes in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorships of an employment Visa at this time.

Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.