Commercial Lending Relationship Manager II

C&N Job Board; Mifflinburg (PA); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Generous vacation, personal, and sick leave

401(k) with match

Health, dental, and vision coverage

Career development programs

Job summary

C&N Job Board is looking for a Commercial Lending Relationship Manager II to manage a high-quality loan portfolio in Mifflinburg, PA. You will focus on building client relationships, conducting financial analyses, and ensuring loan approval processes maintain quality metrics.

This role requires a bachelor's degree and 1-6 years of experience, emphasizing skills in communication, analytical thinking, and customer relations. Competitive benefits include generous paid time off and career development opportunities.

Qualifications

• A bachelor’s degree in a directly related field and one to six years of related experience or training.

Responsibilities

• Expand and maintain a high‑quality loan portfolio by building strong client relationships.
• Conduct detailed financial analyses to assess loan feasibility.
• Approve loans within authority limits and prepare comprehensive referrals.
• Perform regular portfolio reviews and monitor delinquency.
• Collaborate with internal teams to promote cross‑selling opportunities.

Skills

Critical Thinking

Strong Research Skills

Strong Communication

Detail Oriented

Analytical

Basic Understanding of Credit

Education

Bachelor’s degree in a directly related field

Job description

Commercial Lending Relationship Manager II

This is a full‑time, on‑site position located in Mifflinburg, PA 17844, USA.

Responsibilities

• Expand and maintain a high‑quality loan portfolio by building strong client relationships, managing delinquency, and achieving sales goals through an annual market development plan.
• Conduct detailed financial analyses to assess loan feasibility, collaborate with the Credit Department, and advise clients on financial strategies.
• Approve loans within authority limits and prepare comprehensive referrals for committee approvals, ensuring potential risks are identified.
• Perform regular portfolio reviews, update client financials, and monitor delinquency to maintain quality metrics.
• Collaborate with internal teams to promote cross‑selling opportunities and contribute to the overall growth of the commercial lending team.

Requirements

Education & Experience – A bachelor’s degree in a directly related field and one to six years of related experience or training, or an equivalent combination of education and experience.

Skills –

• Critical Thinking
• Strong Research Skills
• Strong Communication
• Detail Oriented
• Analytical
• Basic Understanding of Credit

Key Competencies –

• Interpersonal Savvy: Builds positive relationships across levels, functions, and cultures with diplomacy and tact.
• Instills Trust: Maintains integrity, follows through on commitments, and earns credibility through consistent actions.
• Manages Complexity: Analyzes situations, gathers data, and evaluates options to solve complex problems effectively.
• Business Insight: Understands business operations, market trends, and applies knowledge to drive results.
• Customer Focus: Delivers tailored solutions, exceeds expectations, and builds strong customer relationships.
• Drives Results: Achieves goals despite challenges and motivates others to deliver strong outcomes.

Benefits

• Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
• Retirement Savings: 401(k) with pre‑tax and ROTH contribution options, a safe harbor match, and an Employee Stock Ownership Plan (ESOP).
• Health, dental, and vision coverage, including employer‑paid premium options for employee‑only coverage.
• Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
• Employer‑paid life and disability insurance.
• Additional voluntary coverages to meet your unique needs.
• Career Development: Access to education and development programs and ongoing support for personal and professional growth.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.