Commercial Lending Relationship Manager I

C&N; Coudersport (Potter County); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Generous vacation

401(k) with matching options

Health, dental, and vision coverage

Paid Time Off for community service

Access to educational development programs

HSA and FSAs

Job summary

A regional financial institution in Coudersport seeks a Commercial Lending Relationship Manager I to drive business growth by selling loans and financial products to commercial clients. The ideal candidate will manage loan delinquency while developing strong relationships within the community, spending a majority of time in sales. A bachelor's degree in a related field along with 1-2 years of experience is required. The position offers competitive benefits, including generous time off and a 401(k) plan.

Qualifications

• 1-2 years of related experience and/or training or equivalent combination of education and experience.
• Strong sales aptitude with ability to meet goals.
• Understanding of credit policies and risk assessment.

Responsibilities

• Drive business growth by selling loans and financial products to commercial clients.
• Develop relationships with key influencers in the community.
• Manage loan delinquency and spend 70% of time focused on sales.
• Follow loan procedures and calculate total exposure within approved lending authority.
• Review loans exceeding authority with team leader and highlight potential risks before committee approval.

Skills

Sales Experience

Critical Thinking

Strong Research Skills

Strong Communication

Active Listening

Detail Oriented

Analytical

Portfolio Management Skills

Basic Understanding of Credit

Education

Bachelor's degree in a directly related field

Job description

Commercial Lending Relationship Manager I – Responsible for driving business growth by selling loans and financial products to commercial clients, interacting with businesses in the community, and collaborating with senior leaders on complex transactions.

Responsibilities

• Develop relationships with key influencers, managing loan delinquency, and spending 70% of time focused on sales and meeting goals.
• Keep financial information current, conduct regular account reviews, and maintain an acceptable level of loan delinquency.
• Collaborate with the Credit Department, apply loan policies, and advise borrowers on financial decisions while continuously improving credit analysis knowledge.
• Follow loan procedures and calculate total exposure within approved lending authority.
• Review loans that exceed authority with the team leader and highlight potential risks before submitting them for committee approval.

Requirements

Education & Experience – You will need a bachelor's degree in a directly related field AND one 1-2 years of related experience and/or training OR an equivalent combination of education and experience.

• Sales Experience
• Critical Thinking
• Strong Research Skills
• Strong Communication
• Active Listening
• Detail Oriented
• Analytical
• Portfolio Management Skills
• Basic Understanding of Credit

Comprehensive Benefits for Your Success

• Paid Time Off: Generous vacation, personal, sick, family sick, and community service leave.
• Retirement Savings: 401(k) with pre‑tax and ROTH contribution options and a safe harbor match, plus an Employee Stock Ownership Plan (ESOP).
• Health & Wellness:
  • Health, dental, and vision coverage, including employer‑paid premium options for employee‑only coverage.
  • Health Savings Account (HSA) and Flexible Spending Accounts (FSAs) for medical and dependent care.
  • Employer‑paid life and disability insurance.
  • Additional voluntary coverages to meet your unique needs.
• Career Development: Access to education and development programs and ongoing support for personal and professional growth.

With C&N, you can customize your benefits to fit your life while growing your career in a supportive and rewarding environment.