Commercial Lending & Credit Portfolio Manager

ATLANTIC FEDERAL CREDIT UNION; Springfield (NJ); On-site; USD 80,000 - 120,000; Full time

Job summary

ATLANTIC FEDERAL CREDIT UNION is seeking a Commercial Lending Support professional to assist loan officers, prepare and present loans to management, and oversee processing and closing of commercial loans.

The role emphasizes thorough credit analysis, regulatory compliance, and strong member relations, including processing disclosures, underwriting, and portfolio monitoring to sustain a high-quality loan base.

Qualifications

• Review loan applications and ensure proper loan disclosure.
• Perform credit analysis including financial spreads, cash flows, and underwriting.
• Monitor portfolios and maintain member files with required documentation.

Responsibilities

• Review commercial and business loan applications and ensure proper loan disclosure.
• Perform credit analysis to evaluate creditworthiness including financial spreads and cash flows.
• Compare liquidity, profitability, and credit to similar businesses in the same geographic location.
• Ensure departmental compliance with all applicable laws and regulations.
• Monitor existing loan portfolios and up-to-date member files.
• Evaluate hardship requests for payment plans as necessary.
• Consult with members to resolve loan concerns or issues.
• Determine risk in extending credit and assign loan/risk grade.

Skills

Credit analysis

Loan underwriting

Financial statement analysis

Communication

Education

Bachelor's degree in business, accounting, or finance

Job description

ATLANTIC FEDERAL CREDIT UNION is seeking a Commercial Lending Support professional to assist loan officers, prepare and present loans to management, and oversee processing and closing of commercial loans.

The role emphasizes thorough credit analysis, regulatory compliance, and strong member relations, including processing disclosures, underwriting, and portfolio monitoring to sustain a high-quality loan base.