Commercial Lending Credit Analyst II

Foothills Bank; Addison (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

Guaranty Bank & Trust is seeking a Full-Time Credit Analyst II to perform high-level analyses on commercial loans and prepare loan presentations for the Loan Committee. The role requires analyzing financial statements, ensuring compliance with bank policy, and monitoring covenants across a diverse loan portfolio.

The ideal candidate will have a finance/accounting background, underwriting experience, and familiarity with nCino.

Qualifications

• Bachelor's degree in finance, accounting, or a related field.
• Minimum 1 year underwriting experience required.
• Prior nCino experience required.
• Experience with loan analysis and credit risk is preferred.

Responsibilities

• Perform financial covenant calculations for monitoring and exceptions on customers.
• Prepare loan presentations for the Loan Committee and identify proposed terms.
• Analyze financial statements and reports to assess credit worthiness of borrowers.
• Conduct annual reviews and risk grading for existing credits.
• Review loan portfolios for asset quality and regulatory compliance.

Skills

Excel

Data analysis

Communication

Travel

Education

Bachelor's degree in finance/accounting

Tools

nCino

Job description

Guaranty Bank & Trust is seeking a Full-Time Credit Analyst II to perform high-level analyses on commercial loans and prepare loan presentations for the Loan Committee. The role requires analyzing financial statements, ensuring compliance with bank policy, and monitoring covenants across a diverse loan portfolio.

The ideal candidate will have a finance/accounting background, underwriting experience, and familiarity with nCino.