Commercial Lending Analyst: Shape Credit Decisions & Growth

Nuvision Federal Credit Union; Washington (Washington County); On-site; USD 42,498 - 63,741; Full time

Benefits offered by this job

Medical

Dental

Vision

Life Insurance

Flexible Spending Account

401(k) Matching

Paid Time Off

Training Provided

Tuition Reimbursement

Job summary

Nuvision Federal Credit Union is seeking a Commercial Loan Analyst to evaluate credit requests and analyze complex loan information for businesses and industries. The role involves reviewing borrower data, financials, collateral, and tax returns to assess repayment ability, preparing memorandums, and supporting loan officers throughout the credit process.

Responsibilities include site visits, interviews with members, and maintaining confidentiality of sensitive information while upholding

Qualifications

• 3 years of commercial loan analysis experience with a financial institution.
• Experience with commercial lending analysis software.
• Strong understanding of NCUA regulations in Business Services and proficiency with PC and MS Office.

Responsibilities

• Analyze loan requests, including borrower information, financial statements, collateral and tax returns for new and existing loans.
• Assist underwriter in preparation of credit memorandum and credit review.
• Perform site visits and member interviews for new loans and annual reviews.
• Cultivate and retain business member accounts through effective customer service; assist in training of additional staff.
• Treat all co‑workers and members with respect.
• Support, participate and volunteer in credit union member community activities, member relations and events that promote member‑centric experiences.
• Represent the Credit Union in a positive and professional manner.
• Other related duties as assigned, including but not limited to conducting forecast analysis, preparing credit memorandums for review, and providing support to the loan officers.
• Maintain member and other sensitive information with confidentiality.

Skills

Analytical skills

Loan analysis

Attention to detail

Confidentiality

Education

Two-year college degree

Tools

Commercial lending analysis software

Outlook

Word

Excel

Job description

Nuvision Federal Credit Union is seeking a Commercial Loan Analyst to evaluate credit requests and analyze complex loan information for businesses and industries. The role involves reviewing borrower data, financials, collateral, and tax returns to assess repayment ability, preparing memorandums, and supporting loan officers throughout the credit process.

Responsibilities include site visits, interviews with members, and maintaining confidentiality of sensitive information while upholding