Commercial Lender/Relationship Manager

Carver Federal Savings Bank; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

Carver Federal Savings Bank in New York is seeking an experienced Commercial Lender/Relationship Manager to originate loans and deposits while growing a significant client book.

You will manage complex credit relationships, present transactions to borrowers and internal partners, and drive portfolio performance with disciplined credit oversight.

Qualifications

• Minimum 5+ years of commercial lending experience.
• Proven history of loan production and portfolio management.
• Established book of business and referral network.
• Strong expertise in C&I lending and credit analysis.
• Demonstrated ability to structure and close complex transactions.
• Excellent financial analysis and underwriting skills.
• Self-motivated business development professional.
• Strong communication and relationship-building skills.
• Bachelor’s degree in Finance, Business, or related field preferred.

Responsibilities

• Develop and expand a profitable portfolio of bank relationships.
• Originate new loans, deposits, and fee-based business.
• Manage and grow an existing book of business with credit oversight.
• Structure, underwrite, and present complex credit transactions.
• Analyze financial statements, cash flow, and collateral to assess risk.
• Partner with credit and operations teams for timely execution.
• Maintain credit quality through portfolio monitoring and risk management.
• Cross-sell bank products and services to deepen client relationships.
• Represent Carver Bank within the community and business marketplace.
• Meet or exceed annual production and revenue goals.

Skills

Lending/development

Relationship building

Credit analysis

Portfolio management

Loan structuring

Financial statement analysis

Executive communication

Business development

Industry knowledge (C&I lending)

Education

Bachelor's degree in Finance/Business or related field

Job description

Commercial Lender/Relationship Manager

Commercial Banking – Relationship Manager

Salary:$120,000-$180,000

Position Overview

Carver Bank is seeking an experienced, high-performing Commercial Lender with an established book of business and a proven track record of driving loan growth, managing complex credit relationships, and delivering strong portfolio performance.

This is a senior-level, production-focused role designed for a confident lender who can originate new business, manage a significant portfolio, and serve as a trusted financial partner to commercial clients. The ideal candidate is a strategic, results-driven professional with deep expertise in middle-market lending and strong community relationships.

Key Responsibilities

• Develop and expand a profitable portfolio of bank relationships
• Originate new loans, deposits, and fee-based business
• Manage and grow an existing book of business with disciplined credit oversight
• Structure, underwrite, and present complex credit transactions
• Analyze financial statements, cash flow, and collateral to assess risk
• Partner with credit and operations teams to ensure timely execution
• Maintain credit quality through portfolio monitoring and risk management
• Cross-sell bank products and services to deepen client relationships
• Represent Carver Bank within the community and business marketplace
• Meet or exceed annual production and revenue goals

Qualifications

• Minimum 5+ years of commercial lending experience
• Proven history of successful loan production and portfolio management
• Established book of business and referral network
• Strong expertise in C&I lending and credit analysis
• Demonstrated ability to structure and close complex transactions
• Excellent financial analysis and underwriting skills
• Self-motivated business development professional
• Strong communication and relationship-building skills
• Bachelor’s degree in Finance, Business, or related field preferred

Core Competencies

• Business development and relationship management
• Sound credit judgment and risk assessment
• Strategic thinking and problem solving
• Professional presence and executive communication
• Accountability and results orientation

This position is intended for a senior, high-impact lender who can immediately contribute to the continued growth and mission of Carver Bank.