Commercial Lender / CRA Development Officer

Minnbankers; Minnesota; Hybrid; USD 150,000 - 175,000; Full time

Benefits offered by this job

PTO

Health insurance

Dental insurance

Vision insurance

Life and AD&D

401(k) employer contributions

Job summary

Battle Bank, N.A. seeks an experienced Commercial Lender/CRA Development Officer to drive commercial lending across the U.S.

and Canada while proactively building CRA-qualified loans, investments, and community partnerships in Minnesota. This full-time role offers a remote or hybrid work arrangement with a strong focus on Morrison County and Central Minnesota, demanding credit discipline, relationship leadership, and travel within Minnesota as needed.

Qualifications

• Minimum 5 years of direct commercial lending experience, including origination, underwriting, structuring, and portfolio management.
• Preferred 5 years of direct experience developing CRA relationships and originating CRA-qualified loans, investments, or community development activities.
• Strong credit analysis and financial statement analysis skills.
• Working knowledge of CRA regulation and examination expectations, including experience supporting banks operating under a Strategic Plan or comparable community development framework.
• Excellent relationship-building, communication, and presentation skills.
• Ability to work independently in a remote/hybrid environment while coordinating closely with credit, compliance, and executive teams.
• Willingness to travel within Minnesota for community development activities and to provide occasional branch coverage in Upsala, MN.

Responsibilities

• Manage commercial lending requests that come to the bank from across the United States and Canada.
• Proactively develop CRA-qualified lending, investments, and community relationships throughout Minnesota, with emphasis on Morrison County and Central Minnesota.
• Collaborate with credit, compliance, and executive teams to align CRA initiatives with bank strategy.
• Travel within Minnesota for community development activities and occasional branch coverage in Upsala, MN.

Skills

Commercial lending

Credit analysis

CRA relationships

Portfolio management

Communication

Remote work

Travel willingness

Job description

Commercial Lender / CRA Development Officer

Battle Bank, N.A. is seeking an experienced commercial lender who combines strong, well-rounded commercial credit skills with a demonstrated track record of building Community Reinvestment Act (CRA) assets and relationships. This is a dual-mandate role: you will be an active participant in the lending activities of Battle Bank, managing commercial lending requests that come to the bank from across the United States and Canada, while proactively developing CRA-qualified lending, investment, and community relationships throughout Minnesota, with a special emphasis on Morrison County and the surrounding Central Minnesota region.

Employment Details

This is a full-time position, with a pay range of $150,000 – $175,000 depending on experience. Battle Bank, N.A. offers a generous PTO policy, health, dental, and vision insurance, term life AD&D insurance and employer contributions to a 401(K) plan.

Location

The position is remote or hybrid. Candidates located in Minnesota, particularly within reasonable driving distance of Upsala and the Central Minnesota area, are strongly preferred given the community development focus of the role.

Qualifications

The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

• Minimum 5 years of direct commercial lending experience, including origination, underwriting, structuring, and portfolio management.
• Preferred 5 years of direct experience developing CRA relationships and originating CRA-qualified loans, investments, or community development activities.
• Strong credit analysis and financial statement analysis skills.
• Working knowledge of CRA regulation and examination expectations, including experience supporting banks operating under a Strategic Plan or comparable community development framework.
• Excellent relationship-building, communication, and presentation skills.
• Ability to work independently in a remote/hybrid environment while coordinating closely with credit, compliance, and executive teams.
• Willingness to travel within Minnesota for community development activities and to provide occasional branch coverage in Upsala, MN.

Preferred

• 10+ years of relevant experienced preferred
• Existing relationships with Minnesota community development organizations, CDFIs, economic development authorities, or similar partners.
• Formal credit training and/or relevant certifications.

About Us

Battle Bank, N.A. is a growing, digitally focused national bank headquartered in Upsala, Minnesota. We are a community bank where community is defined by aspirations and attitudes, not geography. We serve clients across the United States and Canada through modern digital channels while maintaining deep roots in our home community of Morrison County and the state of Minnesota. As a bank planning to operate under a CRA Strategic Plan for 2027–2029, community development is not a compliance afterthought for us. It is a core part of how we lend, invest, and build relationships.