Commercial Lender

John Marshall Bank; Rockville (MD); On-site; USD 135,000 - 175,000; Full time

Benefits offered by this job

Medical

Dental

401K Retirement Plan with an Employer Match

Vision

Employee Assistance Program

Flexible Spending

Transit Reimbursement

Long Term Care

Paid Time Off

Life and Disability Coverage

Job summary

A regional banking institution in Rockville, MD is seeking an experienced Commercial Lender to develop business and manage loan portfolios. Candidates must have a Bachelor's degree, over 5 years of commercial loan experience, and strong financial analysis skills. This full-time position offers a competitive salary and comprehensive benefits, including medical and a 401K retirement plan.

Qualifications

• At least 2 years as a Senior Level Commercial Lender with a financial institution.
• 5+ years of commercial loan portfolio management experience.
• Strong understanding of financial analysis and banking credit principles.

Responsibilities

• Source new commercial and consumer clients through networking.
• Provide tailored financial solutions to clients.
• Structure and close commercial loans that align with credit policies.

Skills

Financial analysis

Commercial Banking experience

Communication skills

Client engagement

Sales goal achievement

Education

Bachelor’s Degree

Bachelor's Degree in Business, Finance or related field

Job description

Description

John Marshall Bank is looking for an experienced Commercial Lender in Rockville, Maryland. This person would be responsible for business development and a designated portfolio of loan and deposit relationships with premier companies in the region. In this critical role, you will work closely with Regional Management to maintain and grow profitable relationships with these companies and will also represent the Bank in the community at high profile events.

Responsibilities

• Proactively source new commercial and consumer clients through networking, referrals, industry organizations, and targeted business development activities
• Provide a high level of service to clients and prospects seeking loan and/or deposit relationships by understanding clients’ needs and delivering tailored financial solutions
• Interview applicants and evaluate data to determine credit worthiness, and make informed relationship recommendations
• Structure, negotiate, and close commercial loans that align with the Bank’s credit policies and profitability goals
• Collaborate with credit analysts and other lending colleagues to ensure timely and accurate loan processing
• Monitor existing loans to ensure compliance with terms and maintain accurate, complete credit files
• Make qualified referrals to merchant card, insurance, purchase card, business banking and consumer loan partners
• Work independently at times or as a member of a team at times, with high motivation to achieve goals with minimal supervision
• Mentor junior relationship managers and lending associates as needed
• Follow industry trends, competitor activity, and local market conditions to identify opportunities and mitigate risk
• Represent the Bank in civic and community activities to increase the Bank’s presence and brand awareness in established and developing markets

Requirements

Required Qualifications:

• Bachelor’s Degree
• At least 2 years of experience as a Senior Level Commercial Lender with a financial institution
• At least 5 years of commercial loan portfolio management and related experience
• At least 2 years of Commercial Banking experience in Montgomery County, MD
• Strong experience and knowledge of financial analysis and banking credit principles
• Basic to advanced understanding of deposit and treasury management products and services

Preferred Qualifications:

• Bachelors Degree in Business, Finance or related field
• Excellent communication, interpersonal, and presentation skills with the ability to engage prospects, clients, COIs, and internal stakeholders
• Proven ability to exceed sales goals

John Marshall Bank is an Equal Opportunity Employer

The projected wage range for this role is $135,000-$175,000, commensurate with skillset.

Benefits

• Medical
• Dental
• 401K Retirement Plan w/ an Employer Match (4% match on 5% contributions – this is highly competitive compared to other organizations)
• Vision
• Employee Assistance Program
• Flexible Spending
• Transit Reimbursement
• Long Term Care
• Paid Time Off
• Life and Disability Coverage

At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.

Job Details

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Finance and Sales
• Industries: Banking

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