First Neighborhood Bank

Wvbankers; Parkersburg (WV); On-site; USD 70,000 - 90,000; Full time

Job summary

A regional bank in Parkersburg, WV is looking for an experienced Commercial Lender to develop new client relationships and manage a loan portfolio. The candidate should possess a degree in Business or Finance and have 3+ years of commercial lending experience. Strong communication, negotiation, and financial analysis skills are essential. This position offers opportunities for professional growth and involvement in community activities.

Qualifications

• 3+ years of experience in commercial lending or banking.
• Strong understanding of financial statements and loan underwriting.
• NMLS registration or ability to obtain one for mortgage lending.

Responsibilities

• Develop new commercial loan relationships and manage existing portfolio.
• Evaluate, structure, and underwrite commercial loan requests.
• Prepare credit memorandums and present loan requests to the Loan Committee.
• Cross-sell additional bank products to deepen client relationships.
• Participate in community and business development activities.

Skills

Communication skills

Negotiation skills

Relationship management

Financial risk assessment

Education

Bachelor's degree in Business, Finance, or related field

Job description

Position Information

Commercial Lender First Neighborhood Bank is looking for an experienced, relationship-focused Commercial Lender to join our team. This role is ideal for someone who enjoys building connections in the community, helping local businesses grow, and providing personalized banking solutions. Over time, this position will also include assisting customers with mortgage lending, offering an excellent opportunity for professional growth.

Position: Commercial Lender
Organization: First Neighborhood Bank
Location: Parkersburg, WV, United States

Date Posted: 10/28/2025
Status: This listing expires on: 10/28/2026

Key Responsibilities

• Develop new commercial loan relationships and manage an existing portfolio to ensure quality and profitability.
• Evaluate, structure, and underwrite commercial loan requests in compliance with bank policies and regulatory guidelines.
• Prepare credit memorandums, present loan requests to the Loan Committee, and manage the ongoing credit quality of the portfolio.
• Cross‑sell additional bank products and services to deepen client relationships.
• Participate in community and business development activities to enhance the bank’s visibility and promote its lending services.
• Monitor loan performance and proactively address potential credit issues.
• Work collaboratively with credit analysts, processors, and support staff to ensure timely and accurate loan documentation and closing.
• Over time, assist with residential mortgage lending, including originating and processing conventional and in‑house mortgage loans.
• Stay current on local market trends, competitor activities, and regulatory changes impacting lending operations.

Qualifications

• Bachelor’s degree in Business, Finance, or a related field (or equivalent experience).
• 3+ years of experience in commercial lending, credit analysis, or banking.
• Strong understanding of financial statements, loan underwriting, and credit risk assessment.
• Excellent communication, negotiation, and relationship management skills.
• Self‑motivated with the ability to work independently and as part of a team.
• Commitment to exceptional customer service and community involvement.
• NMLS registration or ability to obtain one (required for future mortgage lending responsibilities).