Commercial Lender

The Agency Recruiting; Elk River (MN); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation package

Performance incentives

Opportunities for career growth

Job summary

A leading financial institution is seeking a results-driven Commercial Lender to manage and grow a portfolio of commercial loans. The ideal candidate will be responsible for building strong client relationships and conducting comprehensive credit analysis to offer tailored lending solutions. This role promises a competitive compensation package and performance incentives, making it an excellent opportunity for career growth in a dynamic banking environment.

Qualifications

• Minimum of years of experience in commercial lending or financial services.
• Proven ability to develop and maintain client relationships while driving revenue growth.
• Familiarity with banking regulations and risk management practices.

Responsibilities

• Develop and manage a portfolio of commercial lending clients.
• Conduct financial analysis, risk assessment, and due diligence for loan packages.
• Collaborate with credit and underwriting teams for compliance.
• Negotiate loan terms and present recommendations.

Skills

Client relationship management

Credit analysis

Risk assessment

Negotiation

Financial statement evaluation

Education

Bachelor's degree in Finance, Business, Economics, or a related field

Job description

The Agency is seeking a results-driven Commercial Lender on behalf of a leading financial institution. This individual will be responsible for managing and growing a portfolio of commercial loans while building strong client relationships and driving business development efforts. The ideal candidate will have a deep understanding of credit analysis, risk assessment, and financial structuring, ensuring clients receive tailored lending solutions that align with their business goals.

Key Responsibilities

• Develop and manage a portfolio of commercial lending clients, providing customized financing solutions.
• Cultivate relationships with business owners, real estate developers, and key industry stakeholders to drive loan growth.
• Conduct in-depth financial analysis, risk assessment, and due diligence to structure competitive loan packages.
• Collaborate with credit and underwriting teams to ensure sound lending practices and compliance with regulatory guidelines.
• Negotiate loan terms, structure deals, and present financing recommendations to decision-makers.
• Monitor existing loans, proactively identifying potential risks and opportunities for refinancing or restructuring.
• Stay current on market trends, industry regulations, and competitor activity to drive strategic decision-making.

Qualifications & Experience

• Bachelor's degree in Finance, Business, Economics, or a related field.
• Minimum of years of experience in commercial lending, business banking, or financial services.
• Strong knowledge of loan structuring, credit analysis, and financial statement evaluation.
• Proven ability to develop and maintain client relationships while driving revenue growth.
• Excellent negotiation, communication, and problem-solving skills.
• Familiarity with banking regulations, compliance standards, and risk management practices.

Why Join?

The Agency represents a financial institution committed to empowering businesses through strategic lending solutions. This role offers a competitive compensation package, performance incentives, and opportunities for career growth in a dynamic banking environment.

For immediate consideration, please reach out directly to Mike George at [e-mail]