Commercial & Farm Underwriter

Bighorn Law; Waukesha (WI); Hybrid; USD 65,000 - 95,000; Full time

Benefits offered by this job

Company vehicle

Laptop

Smartphone

Bonus plan

Job summary

Rural Mutual Insurance Company seeks a Commercial & Farm Underwriter to serve West Bend, WI and surrounding counties. This field-based role blends on-site inspections, risk evaluation, and underwriting expertise to support our commercial and agribusiness portfolio.

You’ll work closely with captive agents, business owners, and farm operators to assess exposures and guide underwriting decisions across the territory.

Qualifications

• Field-based underwriting with on-site inspections.
• Travel across the assigned territory.
• Collaborate with agents and farm operators.
• Strong decision-making in underwriting risk.

Responsibilities

• Conduct on-site inspections and assess exposures for commercial and farm risks.
• Provide underwriting guidance to agents and clients.
• Make informed underwriting decisions to maintain portfolio quality.
• Partner with rural agents to service West Bend and surrounding counties.

Skills

Risk evaluation

Relationship management

Underwriting expertise

Field-based work

Job description

Rural Mutual Insurance Company is seeking a Commercial & Farm Underwriter to serve West Bend, WI and surrounding counties. In this field-based role, you'll combine risk evaluation, relationship management, and underwriting expertise to support our commercial and agribusiness insurance portfolio. Working closely with Rural Mutual's captive agents, business owners, and farm operators, you'll conduct on-site inspections, assess exposures, provide underwriting guidance, and make informed decisions that contribute to a profitable and sustainable book of business.

This salaried position includes a company vehicle, laptop, and smartphone. It offers the opportunity to build strong partnerships with agents who represent a single carrier, creating a collaborative underwriting environment focused on risk quality, customer service, and long-term success. You'll enjoy the flexibility of balancing fieldwork with home-office responsibilities while serving as a trusted underwriting resource throughout your territory.

At Rural Mutual, we are committed to fostering a supportive and collaborative work environment where employees can grow professionally while maintaining a healthy work-life balance. We offer a comprehensive compensation package including health, dental, vision, life, and long-term disability insurance, an employee bonus plan, a matching 401(k), and generous paid time off. We are proud of our A+ AM Best financial strength rating, recognition as one of Ward's Top 50 Property & Casualty insurance companies in the United States, and our reputation as a Madison Magazine Best Place to Work.

This hybrid role is a home-based field position. This position servesthe greater West Bend, Fond du Lac, Manitowoc, and Waukesha areas and requires travel throughout the assigned territory. Applicants must live and work in Wisconsin and be authorized to work in the United States without sponsorship.