Commercial & Farm Territory Underwriter

Bighorn Law; West Bend (WI); Hybrid; USD 70,000 - 115,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

Long-term disability insurance

Employee bonus plan

Matching 401(k)

Generous paid time off

Job summary

Rural Mutual Insurance Company in Wisconsin is seeking a Commercial Lines Territory Underwriter to serve Southeast Wisconsin. This field-based role combines risk evaluation, relationship management, and underwriting expertise to support our commercial and agribusiness portfolio, working closely with captive agents, business owners, and farm operators.

The salaried position includes a company vehicle, laptop, and smartphone, offering travel across the territory and a flexible balance of fieldwork

Responsibilities

• Conduct on-site inspections and assess exposures.
• Provide underwriting guidance and decision-making for commercial and agribusiness lines.
• Manage relationships with captive agents, business owners, and farm operators.
• Balance fieldwork with home-office responsibilities while serving Southeast Wisconsin.

Job description

Rural Mutual Insurance Company is seeking a Commercial Lines Territory Underwriter to serve Southeast Wisconsin. In this field-based role, you'll combine risk evaluation, relationship management, and underwriting expertise to support our commercial and agribusiness insurance portfolio. Working closely with Rural Mutual's captive agents, business owners, and farm operators, you'll conduct on-site inspections, assess exposures, provide underwriting guidance, and make informed decisions that contribute to a profitable and sustainable book of business.

This salaried position includes a company vehicle, laptop, and smartphone. It offers the opportunity to build strong partnerships with agents who represent a single carrier, creating a collaborative underwriting environment focused on risk quality, customer service, and long-term success. You'll enjoy the flexibility of balancing fieldwork with home-office responsibilities while serving as a trusted underwriting resource throughout your territory.

At Rural Mutual, we are committed to fostering a supportive and collaborative work environment where employees can grow professionally while maintaining a healthy work-life balance. We offer a comprehensive compensation package including:

• health insurance
• dental insurance
• vision insurance
• life insurance
• long-term disability insurance
• employee bonus plan
• matching 401(k)
• generous paid time off

We are proud of our A+ AM Best financial strength rating, recognition as one of Ward's Top 50 Property & Casualty insurance companies in the United States, and our reputation as a Madison Magazine Best Place to Work.

This hybrid role is a home-based field position. This position servesSoutheast Wisconsin and requires travel throughout the assigned territory. Applicants must live and work in Wisconsin and be authorized to work in the United States without sponsorship.