Commercial Credit Underwriter I - Growth & Impact

ghr; Dallas (TX); On-site; USD 90,000 - 120,000; Full time

Job summary

Bank of America in Dallas seeks an experienced credit underwriting professional to manage client relationships and credit products while partnering with relationship management, sales/trading, treasury, and risk teams to support client relationships.

The role emphasizes underwriting, monitoring, and leading credit analyses, with mentoring responsibilities and a focus on credit-focused client management.

Qualifications

• 3+ years of credit and financial institution experience with Commercial Credit Underwriting, commercial credit loan structuring
• Strong written and communication skills
• Strong MS Office skills (Excel, Word, PowerPoint)
• Attention to detail

Responsibilities

• Partners with relationship management and product partners to assess clients’ credit needs and create solutions
• Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners
• Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications
• Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure
• Mentors and supports associates
• Leads the credit analysis process with the support of other analysts and associates
• Partners with Credit Officers and Risk teammates to understand structuring needs and requirements
• Monitors operating performance and financial condition, proactively identifying issues and opportunities
• Assists in delivery of financial modeling, loan structure, industry, economic and other analysis to team members to support the loan decision-making process
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
• Granted credit approval for certain credit actions
• Participates in loan structure conversations and completion of loan documentation with internal/external legal partners

Skills

Analytical Thinking

Credit and Risk Assessment

Financial Analysis

Research Analysis

Underwriting

Attention to Detail

Business Acumen

Financial Forecasting and Modeling

Loan Structuring

Written Communications

Business Development

Collaboration

Critical Thinking

Portfolio Analysis

Stakeholder Management

Education

Bachelor’s degree in finance/accounting

High School Diploma / GED / Secondary School or equivalent

Tools

MS Office (Excel)

MS Word

MS PowerPoint

Job description

Bank of America in Dallas seeks an experienced credit underwriting professional to manage client relationships and credit products while partnering with relationship management, sales/trading, treasury, and risk teams to support client relationships.

The role emphasizes underwriting, monitoring, and leading credit analyses, with mentoring responsibilities and a focus on credit-focused client management.