Commercial Credit Risk Analytical Consultant

Equifax, Inc.; Chicago (IL); On-site; USD 120,000 - 150,000; Full time

Job summary

Equifax, Inc. is seeking a Commercial Credit Risk Analytical Consultant to join its Commercial team in Chicago.

The role focuses on pre- and post-sales consulting on technical and analytical solutions, partnering with Sales and Technology/Analytics to demonstrate value and address customer objectives. You will travel to customer sites as needed and support lenders implementing Equifax’s credit risk and portfolio management solutions, providing training, demos, and analytics to optimize client

Qualifications

• Minimum 5 years of professional experience.
• 3+ years client facing/post-sales support experience.
• Three or more years of experience in Credit, Risk, Collections, or Portfolio management related roles.
• College degree, preferably in a business/finance/economics major or a quantitative major (math/statistics), or relevant experience.
• Consistent with Equifax’s 4/1+ 10 flexible work framework, a willingness to work Monday - Thursday in Equifax’s Chicago-based office.

Responsibilities

• Support commercial lending clients implementing Equifax’s credit risk and portfolio management solutions.
• Consult clients on how to best use Equifax’s solutions to proactively manage commercial credit risk and portfolio management.
• Provide technical support related to Equifax’s commercial risk products, mainly Absolute Probability of Default and other portfolio tools.
• Provide training and demos on Equifax’s commercial risk solutions.
• Participate in Client Business Reviews and use data to report on client portfolios and optimize portfolio strategies.
• Collaborate with clients to answer product questions and research issues related to portfolio management and risk products.
• Analyze performance of Equifax solutions and client risk models to inform strategy recommendations.
• Explain Equifax solutions, analyses, and findings to internal and external stakeholders.
• Work with Analytics, Sales, Operations, IT, and management to support customers’ needs and design credit risk strategies.
• Travel up to 10% (e.g., monthly trips).

Skills

Client facing

Credit risk

Portfolio management

Data analysis

Verbal and written communication

Travel readiness

Education

Bachelor’s degree in business/finance/economics or quantitative major

Master’s degree

Tools

SQL

Excel

Data visualization

Job description

Equifax is currently looking for a Commercial Credit Risk Analytical Consultant to join our Commercial team. This role is focused on providing pre- and post-sales consulting on technical and analytical solutions. The specialist will work in partnership with Sales and the broader Technology/Analytics organization to demonstrate innovative solutions and provide exceptional value-add to address our customers' objectives. This position involves traveling to customer sites as needed for collaborative assignments.

What you’ll do

• Support commercial lending clients implementing Equifax’s credit risk and portfolio management solutions
• Consult clients on how best to use these Equifax’s solutions to proactively manage their commercial credit risk, improve their portfolio management capabilities, and to assist in their capital planning processes
• Provide technical support to clients relating to Equifax’s commercial risk products, primarily Equifax’s Absolute Probability of Default and other portfolio management products
• Provide training and demos on Equifax’s commercial risk solutions
• Participate in Client Business Reviews and leverage Equifax’s solutions and data to provide statistics on client portfolios and to consult on optimizing client’s portfolio management strategies
• Work closely with clients to help answer product related questions or to research potential issues associated with Equifax’s portfolio management and commercial risk products
• Analyze the performance of Equifax commercial risk solutions, institutions' own risk ratings or models, and current credit/risk practices to produce proof of concept analytics for prospective clients and to inform strategy recommendations for existing clients
• Be able to explain Equifax solutions, analyses, and findings to internal stakeholders and external customers
• Collaborate with other Analytics professionals, Sales, Operations, I.T. staff, and management to support Equifax's customers' needs and to consult customers on designing credit risk strategies leveraging Equifax’s products
• Work on a variety of other projects, as they arise
• Travel: up to 10% (e.g. once per month, usually a day trip or one night stay)

What experience you need

• Minimum 5 years of professional experience are required
• 3+ years Client Facing experience/post sales support experience
• Three or more years of experience in Credit, Risk, Collections, or Portfolio management related roles
• College degree, preferably in a business/finance/economics major or a quantitative major (mathematics/statistics), or relevant experience
• Consistent with Equifax’s 4/1+ 10 flexible work framework, a willingness to work Monday - Thursday in Equifax’s Chicago-based office.

What could set you apart

• Master’s Degree
• Client facing or Consulting experience within financial services or commercial lending spaces
• Fluent English and strong verbal and written communications skills
• Knowledge of SQL or other similar programming languages and tools
• Coursework or practical experience with Accounting and Statistics, particularly analyzing and working with very large datasets or lending portfolios

Position does not offer immigration sponsorship or support, including F-1 STEM OPT extension support.