Commercial Credit & Risk Analyst

RiseMe; New York (NY); On-site; USD 76,000 - 127,000; Full time

Job summary

M&T Bank in New York, NY is seeking a Commercial Credit Analyst to support underwriting and risk management for a portfolio of commercial clients. You will analyze new requests, monitor existing loans, and prepare credit analyses with risk ratings and mitigating factors.

The role emphasizes collaboration with relationship managers, data accuracy in systems, and adherence to credit policies. Strong analytical and communication skills are essential.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics or related field required.
• Strong analytical and quantitative skills with attention to detail.
• Excellent written and verbal communication and teamwork abilities.
• Proficiency with Microsoft Office; familiarity with Capital IQ, FactSet, Bloomberg is a plus.

Responsibilities

• Facilitate the credit needs of customers from deal screen through approval and for the life of the loan.
• Manage ongoing credit risk through CCM activities and timely risk rating assignments.
• Review financial statements, tax returns, due diligence reports and industry data to support credit decisions.
• Prepare credit analyses with independent risk ratings, risks and mitigants, and market trends.
• Enter data into Bank systems and assist in client/prospect discussions and committee presentations.

Skills

Analytical thinking

Communication skills

Detail oriented

Teamwork

Education

Bachelor's degree in Accounting, Finance, Economics or related field

Tools

Microsoft Office

Capital IQ

FactSet

Bloomberg

Job description

M&T Bank in New York, NY is seeking a Commercial Credit Analyst to support underwriting and risk management for a portfolio of commercial clients. You will analyze new requests, monitor existing loans, and prepare credit analyses with risk ratings and mitigating factors.

The role emphasizes collaboration with relationship managers, data accuracy in systems, and adherence to credit policies. Strong analytical and communication skills are essential.