Commercial Credit Manager II

Bank of America; Houston (TX); On-site; USD 90,000 - 150,000; Full time

Job summary

An established industry player is seeking a Commercial Credit Manager II to lead their credit underwriting team. This role emphasizes the importance of creating an inclusive workplace while driving profitability and client satisfaction. With a focus on coaching and developing future leaders, you will manage resources effectively to meet client needs. Join a company that values diversity and supports your professional growth, all while making a significant impact in the financial sector. If you have a strong background in commercial banking and a passion for leadership, this opportunity is perfect for you.

Qualifications

• 12+ years of Commercial Banking Credit Experience required.
• Strong communication and negotiation skills essential.

Responsibilities

• Lead credit underwriting team to expand Business Banking portfolio.
• Manage asset quality and ensure high-quality underwriting.

Skills

Coaching

Decision Making

Hiring and Onboarding

Loan Structuring

Underwriting

Credit Documentation Requirements

Oral & Written Communications

Prioritization

Risk Management

Analytical Thinking

Business Acumen

Client Solutions Advisory

Collaboration

Executive Presence

Education

Bachelor’s Degree

Advanced Degree

Job description

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Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Role Overview:

The Commercial Credit Manager (CCM) functions as the credit underwriting team leader for one or more markets, providing market leadership in partnership with the Market Executive (ME) and Treasury Solutions Manager (TSM). The CCM focuses on product and policy expertise while managing a credit underwriting team responsible for expanding and retaining both a Business Banking and Middle Market portfolio, generating revenue, driving profitability, and delivering solutions that will lead to client satisfaction and loyalty.

The CCM oversees the execution of credit solutions while optimizing risk and return, managing asset quality, and ensuring high-quality underwriting aligned with policy and procedures. The CCM also develops team performance, future leaders, and maintains talent depth through hiring, training, coaching, and performance management. The role emphasizes creating a diverse and inclusive workplace and focusing on employee and client satisfaction.

Managerial Responsibilities:

• Diversity & Inclusion Champion: Promotes an inclusive environment supporting company D&I goals.
• Process & Data Manager: Challenges process efficiency, champions data-driven decisions, and removes obstacles.
• Enterprise Advocate & Communicator: Contributes to strategy and connects team efforts to business results.
• Risk Manager: Ensures risk controls, governance, and culture effectively identify and address risks.
• People Manager & Coach: Elevates organizational performance through coaching and performance management.
• Financial Steward: Manages resources to ensure profitability.
• Enterprise Talent Leader: Ensures succession planning and talent development.
• Driver of Business Outcomes: Mobilizes resources to meet client needs and gain competitive advantage.

Skills:

• Coaching
• Decision Making
• Hiring and Onboarding
• Loan Structuring
• Underwriting
• Credit Documentation Requirements
• Oral & Written Communications
• Prioritization
• Risk Management
• Analytical Thinking
• Business Acumen
• Client Solutions Advisory
• Collaboration
• Executive Presence

Minimum Skills & Qualifications:

12+ years of Commercial Banking Credit Experience, including 3+ years managing a credit team. Strong communication, negotiation skills, and the ability to handle change and drive results are essential. Executive Presence is required.

Education:

Bachelor’s Degree required; an advanced degree is preferred.

Additional Details:

Shift: 1st shift (United States of America). Hours per week: 40.